38 LLOYD TRAIL, Palm Coast, FL, 32164 | $299,000

Life here feels easy and unforced—start your morning on the screened lanai, enjoying the Florida sunrise and fresh air, move through your day with everything close by, and wind down in a home that’s already been thoughtfully improved over time! This Maronda-built home in the Quail Hollow is in a convenient location with quick access to US-1 and SR-100, keeping your every day essentials close, plus you are just a short drive to the beach for those relaxing days on the coast!

Inside, the home feels open and comfortable, with vaulted ceilings and architectural archways that define the main living areas while keeping the layout connected and easy to move through. The kitchen features ample cabinetry and an eat-in dinette space that visually connects to the living area, making everyday meals and conversation part of the same shared space. The split-bedroom design gives privacy, with a primary suite that includes a walk-in closet and private bath. Secondary bedrooms provide flexibility for guests, office space, or additional needs depending on lifestyle.

Over time, important updates have already been completed, including a 2022 roof and luxury vinyl plank flooring installed throughout in 2026, creating a refreshed, cohesive feel throughout the home. Additional improvements include a 2024 front door and storm door, 2021 water heater, 2016 HVAC system, and 2022 garbage disposal. The screened lanai was rescreened in 2022, extending comfortable living space outdoors perfect for entertaining, or just unwinding after a long day at work. All appliances convey. The home also includes an active termite bond with quarterly preventative service through Royal Palm Pest Control!

Schedule your showing today to experience this home in person and start the journey to making it your own!

Features

  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Laundry Closet
  • Year Built: 2004
  • Garage: 2-car Driveway
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,367
  • Acreage: 0.23
  • Est. Taxes: $1,639
  • Elem. School: Bunnell Elementary
  • Middle School: Buddy Taylor Middle
  • High School: Flagler-Palm Coast High
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: FC318072
  • Days on Market: 19 days
  • Website: https://www.raveis.com
    /prop/FC318072/38lloydtrail_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/24/2026 6:07:53 AM)
Listing courtesy of Re/Max Select Professionals   Phone: 386-283-4966

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

38 LLOYD TRAIL, Palm Coast, FL, 32164

$299,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $239,200 $239,200 $239,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $137 $137 $137
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,473 $1,510 $1,986
Total Monthly Payment $1,685 $1,722 $2,198

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.