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Charming traditional estate in the City - Nestled on 2. 2+/- acres within the city limits, this lovely traditional home is surrounded by majestic oak trees and mature landscaping - offering both privacy and natural beauty. Zoned R1, this unique property blends timeless character with modern comfort, featuring 3 bedrooms and 3. 5 bathrooms, the home showcases beautiful hardwood, tile, and vinyl flooring throughout. The inviting living room is accented with crown molding and a cozy fireplace, while occasional stained-glass windows cast a warm, welcoming glow. A versatile wood-paneled den serves as the perfect all purposse space. The updated kitchen boasts wood cabinetry, a large pantry, add'l refrigerator, and a spacious dining area with a breakfast bar that comfortably seats 6+/- guests. Appliances include stove, refrigerator, microwave, trash compactor, ice maker, washer, and dryer. Enjoy year-round comfort with gas heat and electric A/C, plus ceiling fans throughout. The welcoming front porch is ideal for gathering with friends and family, while the expansive screened porch opens to a stunning saltwater pool and patio - perfect for entertaining. Add'l features include: security system, inside laundry, back porch, outdoor shower, cook shed for BBQ/ outdoor dining, spacious workshop/electric, charming vintage potting/garden shed, partially fenced yard with dog run, small pond and garden area. This is an opportunity to own a truly special home that radiates warmth, comfort, and character. Appointment only--a must see!!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$700,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $560,000 | $560,000 | $560,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.398% | 5.614% |
| Monthly Tax Payment | $131 | $131 | $131 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,313 | $3,448 | $4,539 |
| Total Monthly Payment | $3,536 | $3,671 | $4,762 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.