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* Single level expanded ranch on 0. 5 acre flat, fully fenced property, short distance to Commack High School and Northridge Elementary School * Efficient gas hot air heat with updated gas burner and a smart thermostat * Gas hot water heater installed in 2020 * New cesspool installed 2025 * Architectural roof installed in 2011 with copper clad vents * Washer and dryer installed in 2020 * 10-zone inground sprinkler system in front and rear yards * Electrolux central vacuum system * Ceiling fans in all bedrooms and family room. * Eat-in kitchen features granite countertops, a granite center island with seating for four, and an Andersen Slider opening onto a ground-level redwood rear deck * Both bathrooms have been updated with marble and porcelain tiles and modern shower doors. The main bathroom includes a tub, shower, and quartz vanity top. The second bathroom off the master suite features an oversized walk-in shower * Hardwood and laminated floors throughout * The large dining room with Andersen Windows is ideal for hosting large family or holiday dinners * Expanded family room offers high ceilings, 2 skylights and 2 ceiling fans, Andersen windows and an Andersen Slider opening onto a ground-level redwood rear deck * Garage with oversized driveway easily accommodates 6 cars * Clean, dry unfinished basement offers potential for a playroom or additional storage.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$979,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $783,200 | $783,200 | $783,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.235% | 6.058% |
| Monthly Tax Payment | $1,184 | $1,184 | $1,184 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,386 | $4,759 | $6,556 |
| Total Monthly Payment | $5,662 | $6,035 | $7,832 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.