Welcome to 9 Harding Ave, Yonkers, NY 10704. A beautifully renovated Colonial that perfectly blends timeless charm with modern convenience. Move right into this turnkey home featuring a welcoming front porch, ideal for morning coffee or relaxing evenings. Step inside to an inviting entry foyer with a convenient powder room, leading to a bright, open-concept dining area and updated kitchen with direct access to a private backyard, perfect for entertaining. The cozy living room showcases a classic wood-burning fireplace, adding warmth and character. Upstairs, you’ll find a spacious primary bedroom, two additional well-appointed bedrooms, and a luxurious full bathroom complete with a soaking tub and a separate walk-in shower. The finished lower level offers incredible versatility with an open layout ideal for a recreation room, guest suite, or home office. This level includes a Murphy bed, sauna, laundry area, utility room, and a large storage space. Outside, enjoy a beautifully fenced backyard with paver patio, perfect for gatherings and outdoor living. Additional features include a one-car garage, an extended driveway that accommodates multiple vehicles, and a sprinkler system. This home has been thoughtfully upgraded with a combi gas boiler, three-zone forced-air heating, updated plumbing and electrical (2017), and a new roof (2021) and many more updates. Conveniently located near shopping, dining, parks, and playgrounds, with easy access to public transportation, including buses and the subway. Just a 5-minute drive to Metro-North and approximately 30 minutes to Grand Central Terminal, making this an ideal location for commuters. Don’t miss the opportunity to own this exceptional home that truly has it all.
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Our Executive Mortgage Banker:
Our Insurance Division:
$799,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $639,200 | $639,200 | $639,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.398% | 5.710% |
| Monthly Tax Payment | $876 | $876 | $876 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,781 | $3,936 | $5,219 |
| Total Monthly Payment | $4,749 | $4,904 | $6,187 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.