102 Emerson Street, Kingston, NY, 12401 | $659,000

Here is the home you've been waiting for--just a few short blocks from the vibrant Stockade District, where restaurants, arts, entertainment, farmers markets, shopping, scenic bike trails, and local favorites like Blue Duck Brewing create an unbeatable lifestyle. This charming three bedroom, one and a half bath home is full of character and warmth. A welcoming rocking chair front porch sets the tone, leading into an interior rich with hardwood flooring, French doors, a wood burning fireplace, and inviting sunlit nooks that instantly feel like home. The main level offers a seamless flow with spacious rooms that transition effortlessly from the living room to the den and dining room, along with a convenient half bath. The eat in kitchen is both functional and stylish, featuring a breakfast bar and butcher block countertops, with direct access to the backyard. Step outside to a fenced yard designed for enjoyment, complete with raised garden beds, charming stone walkways, and a single car garage--perfect for outdoor living and entertaining. Upstairs, you'll find three generously sized bedrooms. The primary bedroom includes a versatile extra space ideal for a dressing room, nursery, or home office. The attic offers a raw, open area ready to be transformed into a yoga retreat, artist studio, or creative escape--bring your vision and make it your own. A rare opportunity to own a home that blends classic charm, flexible living space, and a prime location close to everything Kingston has to offer.

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 1 full / 1 half
  • Laundry: In Basement
  • Style: Traditional
  • Year Built: 1929
  • Garage: 1-car
  • Heating: Hot Water
  • Cooling: None
  • Basement: Full
  • Approx Sq. Feet: 1,698
  • Acreage: 0.15
  • Est. Taxes: $9,389
  • Lot Desc: Landscaped, Level
  • Elem. School: Harry L Edson School
  • Middle School: J Watson Bailey Middle School
  • High School: Kingston High School
  • School District: Kingston
  • Appliances: Dishwasher, Dryer, Electric Oven, Microwave, Refrigerator, Washer
  • MLS#: 991077
  • Days on Market: 10 days
  • Website: https://www.raveis.com
    /prop/991077/102emersonstreet_kingston_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of HOWARD HANNA RAND REALTY   Phone: 845-338-5252

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

102 Emerson Street, Kingston, NY, 12401

$659,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $527,200 $527,200 $527,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $782 $782 $782
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,246 $3,329 $4,378
Total Monthly Payment $4,120 $4,203 $5,252

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.