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Under contract-accepting backup offers. Experience refined “quiet luxury” at 6113 Cognac Circle, ideally situated in the exclusive gated CHEVAL Golf and Country Club. This exceptional 5-bedroom, 4-bath residence offers 3, 136 sq ft and is positioned on a rare premium lot featuring serene lakefront views, a permanent conservation buffer, and a private cul-de-sac setting. A standout feature of the home is the versatile upstairs bonus suite—complete with a renovated en-suite bath and walk-in closet—perfect as a media room, guest retreat, or multi-generational living space.
Thoughtfully updated and meticulously maintained, the home features a newer roof (approx. 2019), hot water heater (approx. 2020), luxury vinyl plank flooring throughout (2021), and fresh interior paint (2021). The beautifully updated kitchen (2021) showcases quartz countertops, a stylish backsplash, and opens seamlessly to the main living areas—perfect for both everyday living and entertaining. Downstairs guest bathrooms have also been updated with new vanities, adding a fresh, modern touch.
Designed for both functionality and elegance, the layout captures stunning lake views from nearly every main living space. The first-floor primary suite serves as a private retreat, offering a spacious bedroom, dual closets, a flexible sitting area, and a luxurious en-suite bath. This private wing connects seamlessly to a dedicated home office with double-door entry—ideal for a quiet and productive work-from-home environment.
The main living areas include formal living and dining rooms, a generous family room, and a breakfast area, all oriented to maximize picturesque water views and natural light.
Step outside to your screened lanai with heated pool and spa, where western rear exposure delivers breathtaking sunset views over the lake and conservation—an ideal setting for both relaxing and entertaining.
Residents of Cheval enjoy 24-hour manned security and golf cart access to Cheval Golf & Athletic Club and TPC Tampa Bay, along with proximity to the Cheval Equestrian Center. Zoned for top-rated schools including Steinbrenner High School, Martinez Middle School, and McKitrick Elementary.
This is a rare opportunity to own a premier homesite with unmatched privacy, views, and thoughtful upgrades in one of Tampa’s most sought-after communities.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$998,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $798,800 | $798,800 | $798,800 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.362% | 6.385% | 6.223% |
| Monthly Tax Payment | $1,166 | $1,166 | $1,166 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,789 | $4,918 | $6,741 |
| Total Monthly Payment | $6,047 | $6,176 | $7,999 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.