|
AFFORDABLE, TURNKEY FLORIDA LIVING! Nestled in the heart of the vibrant 55+ community of Spanish Trails West, 37644 Pinata Avenue offers resort-style living defined by comfort, connection, and the freedom of ownership with NO LOT RENT. The story of this home is one of meticulous care and continuous improvement, including a BRAND-NEW ROOF (APRIL 2026), new front entry door (SEP 2023), and updated DOUBLE-HUNG, ENERGY EFFICIENT WINDOWS (July 2022). This residence features a desirable 3 bedroom, 2 bathroom, SPLIT FLOOR PLAN providing 1, 248 SQUARE FEET of living space that includes a bright, ENCLOSED FLORIDA ROOM with a view of the pond and fountain for year-round enjoyment. Inside and out, the home is optimized for senior living with a REMOVABLE RAMP at the front entrance, INTERIOR LAUNDRY, a WALK-IN SHOWER in the primary suite, and a WALK-IN TUB in the guest bathroom making this the perfect place to live out your retirement years. Life here extends far beyond your front door, where a LOW $142 MONTHLY FEE simplifies your budget by covering cable TV, high-speed internet, and lawn maintenance while also strategically holding reserves for the maintenance of private roads and the community’s UNDERGROUND UTILITY SYSTEMS. Your mornings might begin with a quiet coffee in the enclosed Florida room before heading out to explore premier social hubs where you can stay active on the TENNIS AND PICKLEBALL COURTS, practice your aim on the basketball court, or engage in friendly competition at the horseshoe pits or INDOOR SHUFFLEBOARD COURTS. The HEATED COMMUNITY POOL allows for year-round enjoyment of aquatics, and it’s equipped with a POOL LIFT for ADA Access. The social calendar is always full with coffee hours, ice cream socials, dances, potluck lunches, crafts, and bingo, ensuring a warm neighborhood atmosphere. For quieter afternoons, you can visit the library or head to the clubhouse for a game of billiards. Even your "toys" and furry companions are catered to with a GATED LOT FOR RV or TRAILER STORAGE and a dedicated FENCED DOG RUN. Convenience is a hallmark of this location, placing you moments away from top-tier medical care at ADVENT HEALTH ZEPHYRHILLS, the charming historic downtown district, and the newly updated HERCULES PARK. For your daily needs, you are surrounded by PREMIER SHOPPING including Publix, TJ Maxx, Bealls, Hobby Lobby, and Walmart. This home isn't just a place to stay—it's an invitation to join Zephyrhills’ best-kept secret, where every amenity is designed to help you thrive and live your best Florida Life, whether you are a seasonal or year-round resident! Call today for your personal tour!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$169,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $135,920 | $135,920 | $135,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $51 | $51 | $51 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $782 | $870 | $1,129 |
| Total Monthly Payment | $908 | $996 | $1,255 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.