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Welcome to 54 Foxridge in sought-after Chapel Oaks. Tucked away in this lovely, quiet neighborhood, this home combines a very private location with the convenience of being just minutes from downtown Wakefield, URI and so many South County beaches! Huge windows create a light filled interior, complemented by hardwood floors on the first level, granite counters in the spacious eat-in kitchen and an easy flow from inside out to a mahogany deck overlooking a pretty back yard for great outdoor entertaining. In true South County fashion, there is an outdoor shower and also a shed for storing deck furniture etc. The landscaping is lovely and includes and irrigation system. Guests are welcomed into this gracious home by a mahogany front porch, perfect for holiday decorating. Just to the right of the entry foyer, the family room is anchored by a stunning stone fireplace. A large, two car garage offers easy access to the basement level and also walks into a mud room hallway with a laundry room with built-in storage and utility sink, on the way to the kitchen. The first level also features a spacious dining room, living room and powder room.
The flexible lower level boasts two room and a full bath.
The second level features 3 guest bedrooms, with new carpeting, and a hall bath in addition to a fourth bedroom (primary) with hardwood floors and en-suite bath. A new roof in 2023 and new HVAC 2024, Natural gas, town sewer and water complete this wonderful home.
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William Raveis Real Estate
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $780,000 | $780,000 | $780,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.247% | 6.058% |
| Monthly Tax Payment | $593 | $593 | $593 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,368 | $4,739 | $6,530 |
| Total Monthly Payment | $5,053 | $5,424 | $7,215 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.