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The moment you drive up this beautifully tree-lined street you will understand why this home is in such a highly sought-after neighborhood in Stratford's north end. This lovely, well-maintained mid-century split has a staggered layout with distinct yet connected living spaces that make this style so popular in today's world. This home has 3 bedrooms, 2-1/2 bathrooms and hardwood flooring throughout most of the house. The living room is bright and spacious with a charming stone fireplace and it flows into the dining room which is open to the kitchen. The eat-in kitchen has plenty of cabinet storage and counter space for the cook in the household. From the main level, you can either go up a few steps to the bedroom level or just a few steps down from the kitchen brings you to the family room with another fireplace and convenient bookcases and built-ins and an area for your morning workout. In addition to the family room, there is an unfinished basement on it's own level--a perfect place to store all those extra items. The charming 3-season sunroom is located on the main level and leads you out to the backyard with an above-ground pool ideal for summer enjoyment. In addition, there is central air conditioning and a whole house generator. This house is a winner all the way around -- don't miss out on a great opportunity to own this home.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Ceiling Fan,Hardwood Floor | 11.0 x 12.0 | Upper |
| Bedroom 2 | Ceiling Fan,Hardwood Floor | 10.0 x 11.0 | Upper |
| Dining Room | Hardwood Floor | 13.0 x 14.0 | Main |
| Family Room | Book Shelves,Built-Ins,Fireplace,Half Bath | 26.3 x 27.1 | Lower |
| Kitchen | Breakfast Bar,Eating Space | 13.0 x 17.0 | Main |
| Living Room | Bay/Bow Window,Fireplace,Hardwood Floor | 15.0 x 21.0 | Main |
| Primary Bedroom | Ceiling Fan,Hardwood Floor | 13.0 x 16.0 | Upper |
| Sun Room | Ceiling Fan | 11.9 x 13.0 | Main |
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $479,920 | $479,920 | $479,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.398% | 5.614% |
| Monthly Tax Payment | $828 | $828 | $828 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,839 | $2,955 | $3,890 |
| Total Monthly Payment | $3,759 | $3,875 | $4,810 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.