|
Welcome to 20 Middle Island Rd, a fully renovated, move-in-ready home for sale in Middle Island, NY. Nestled in the heart of Long Island, this stunning property backs directly onto a protected Suffolk County nature preserve, offering unparalleled privacy and tranquil woodland views with no rear neighbors. This beautifully updated 3-bedroom, 2. 5-bathroom home seamlessly blends modern upgrades with custom craftsmanship. Completely renovated in 2022, the interior boasts high-end finishes, including elegant coffered ceilings, custom wainscoting, and detailed trim work. The living spaces feature updated vinyl plank flooring with original hardwood preserved underneath, while the modernized kitchen showcases stunning quartz countertops and a classic subway tile backsplash. The spacious, flexible layout also includes a fully finished basement updated in 2024, providing versatile bonus space that is ideal for a fourth bedroom, home office, gym, or guest suite. Major home updates include a roof installed in 2018 and central air conditioning, making this property truly turn-key. Outdoor living is a highlight of this Middle Island real estate gem. Relax on the welcoming front porch overlooking the expansive front yard, or entertain on the rear deck that steps down to a cozy fire pit area. The nature-backed setting provides peaceful, uninterrupted views where you can enjoy local wildlife, including deer and wild turkeys, accompanied by the calming sounds of the forest. Ideally located in the Longwood School District, this home offers ultimate convenience without sacrificing privacy. Commuters will appreciate the easy access to the Long Island Expressway (LIE) and nearby Yaphank and Medford LIRR stations. You are also just minutes from shopping, dining, and everyday amenities along Middle Country Road, plus endless outdoor recreation in the Long Island Pine Barrens. This is a rare opportunity to own a private, custom-finished home in a prime Long Island location.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$589,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $471,999 | $471,999 | $471,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $874 | $874 | $874 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,717 | $3,022 | $3,920 |
| Total Monthly Payment | $3,683 | $3,988 | $4,886 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.