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Welcome to your Cape Cod retreat in the sought-after Headwaters neighborhood of Harwich. Set on a quiet dead-end street in a wonderful walking neighborhood, this charming 3-bedroom, 2-bath ranch offers easy access to the Cape Cod Rail Trail, the Hinkley Pond-Herring River Headwaters Preserve, and nearby ponds. Inside, you'll find a bright, inviting layout with a spacious kitchen featuring brand-new appliances (2026) and beautifully refinished hardwood floors (2025), plus a sun-filled 150+ sq ft sunroom not included in the home's square footage. The finished lower level adds exceptional versatility with a separate entrance, kitchenette, and full bath--perfect for guests, gym, media room, or home office. Outside, enjoy a large private yard with irrigation, fire pit, outdoor shower, and a screened-in cabin ideal for relaxing or dining al fresco, along with an additional storage shed. A spacious garage fits two cars in tandem. Recent updates include paint (2025)new roof (2021) on home, garage, cabin, and an instant hot water heater (2018). Propane heat and electric baseboard in the lower level, this well-maintained home is the perfect year-round residence or Cape getaway. Passing titleV
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Our Executive Mortgage Banker:
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$699,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $559,920 | $559,920 | $559,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $271 | $271 | $271 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,448 | $3,585 | $4,687 |
| Total Monthly Payment | $3,811 | $3,948 | $5,050 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.