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Set on the banks of Little Bay with stunning panoramic water views, this classic seaside shingle cottage offers a rare opportunity to live immersed in the beauty of the coast. With magnificent sunrises over the bay, direct ocean access from a deep-water dock, and a setting that feels like living on a boat, this cozy waterfront retreat is truly unique in design and function. Fish for striped bass from your own private dock, launch out for a day on the water, or simply take in the ever-changing views from the expansive waterside deck. Inside, bright, open living spaces are filled with natural light and designed to maximize the breathtaking views. Thoughtfully renovated over the past nine years, the 2-bedroom, 1. 5-bath home blends timeless coastal charm with refined modern updates and energy efficiencies. Original hardwood and wide pine floors, a dramatic cable rail stairway, built-in shelving in the library, office and bedrooms, and a woodstove in the living room create warmth and character throughout. The chef’s kitchen features a center island, quartz countertops and tiled backsplash and is well-appointed with Bosch refrigerator, dishwasher and wall ovens, and a Wolf 36” gas cooktop with Zephyr vent—ideal for entertaining or everyday enjoyment. Outdoor living is equally inviting with an additional large front deck for gatherings, a fenced courtyard entry, raised bed vegetable and herb gardens, mature perennial and specimen tree plantings, a 2-cord wood storage lean-to and a storage shed for tools and recreational equipment. When the grid goes dark, your Kohler whole-house generator takes over in seconds so you can relax, stay comfortable, and keep everything moving without missing a beat. Located in a wonderful neighborhood for walking and cycling, this exceptional property offers the perfect balance of serene waterfront living, bright open interiors, and effortless coastal lifestyle. Public open houses: Fri & Sat 5/1 & 2, 12-2pm.
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/22/2026Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $956,000 | $956,000 | $956,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.235% | 6.058% |
| Monthly Tax Payment | $1,720 | $1,720 | $1,720 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,353 | $5,809 | $8,003 |
| Total Monthly Payment | $7,198 | $7,654 | $9,848 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.