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LAKEFRONT LIVING! Seasonal water level fluctuation is managed by dam control, with levels lowered during the winter months and typically restored to normal by the end of May. Simply charming year round home privately set along the shores of Sargent Lake in Belmont, offering a peaceful setting and a truly unique design. Set on an oversized lot with approximately 164 feet of private waterfront, this property delivers a rare opportunity to enjoy lake life with both privacy and convenience, including access to a nearby shared beach. Inside, the home features a warm and inviting living room with cathedral ceilings, exposed beams, and a cozy wood stove that creates a perfect gathering space. Skylights bring in natural light, enhancing the character throughout. A loft area overlooks the main living space and provides flexible use for guests, work, or recreation. The main level includes two bedrooms along with a beautifully updated kitchen and bath. The kitchen stands out with distinctive countertops and a layout designed for both everyday living and entertaining. Recent improvements include a newer septic system installed approximately three years ago, adding peace of mind. The attached two car garage is a standout feature, offering ample storage for vehicles, watercraft, or equipment, along with a finished space above currently used as an artist studio with potential for a variety of future uses. Outdoor spaces provide room to relax, entertain, and take in the natural surroundings. Whether you are looking for a year round residence or a seasonal retreat, this property offers a unique blend of character, functionality, and waterfront living that is hard to find. Schedule your private showing and experience the setting and charm in person.
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/21/2026Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
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$499,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $399,920 | $399,920 | $399,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $779 | $779 | $779 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,462 | $2,561 | $3,348 |
| Total Monthly Payment | $3,315 | $3,414 | $4,201 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.