47 Dock Road, Belmont, NH, 03220 | $499,900

LAKEFRONT LIVING! Seasonal water level fluctuation is managed by dam control, with levels lowered during the winter months and typically restored to normal by the end of May. Simply charming year round home privately set along the shores of Sargent Lake in Belmont, offering a peaceful setting and a truly unique design. Set on an oversized lot with approximately 164 feet of private waterfront, this property delivers a rare opportunity to enjoy lake life with both privacy and convenience, including access to a nearby shared beach. Inside, the home features a warm and inviting living room with cathedral ceilings, exposed beams, and a cozy wood stove that creates a perfect gathering space. Skylights bring in natural light, enhancing the character throughout. A loft area overlooks the main living space and provides flexible use for guests, work, or recreation. The main level includes two bedrooms along with a beautifully updated kitchen and bath. The kitchen stands out with distinctive countertops and a layout designed for both everyday living and entertaining. Recent improvements include a newer septic system installed approximately three years ago, adding peace of mind. The attached two car garage is a standout feature, offering ample storage for vehicles, watercraft, or equipment, along with a finished space above currently used as an artist studio with potential for a variety of future uses. Outdoor spaces provide room to relax, entertain, and take in the natural surroundings. Whether you are looking for a year round residence or a seasonal retreat, this property offers a unique blend of character, functionality, and waterfront living that is hard to find. Schedule your private showing and experience the setting and charm in person.

Features

  • Rooms: 8
  • Bedrooms: 2
  • Baths: 1 full
  • Style: Ranch,w/Addition,Craftsman
  • Year Built: 1959
  • Garage: 2-car Garage
  • Heating: Oil,Hot Air,Wood Stove
  • Cooling: None
  • Basement: Unfinished
  • Approx Sq. Feet: 2,078
  • Acreage: 0.42
  • Est. Taxes: $9,342
  • Lot Desc: Beach Access,Country Setting,Lake Access,Lake Frontage,Lake View,Lakes
  • MLS#: 5085870
  • Website: https://www.raveis.com
    /prop/5085870/47dockroad_belmont_nh?source=qrflyer
©2026 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/21/2026
Listing courtesy of BHHS Verani Londonderry   Phone: 603-434-2377
Listing Agent: Ryan Childs

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance

617.320.5687

Joel.Fanjoy@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

47 Dock Road, Belmont, NH, 03220

$499,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $399,920 $399,920 $399,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.609% 6.776% 6.078%
Monthly Tax Payment $779 $779 $779
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,462 $2,561 $3,348
Total Monthly Payment $3,315 $3,414 $4,201

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.