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This Home is a perfect reflection of the best long term home ownership can offer. The original 1981 home has been the subject of 3 substantial well planned & completed additions (1998-20023-2008) plus a long list of continual improvements creating a home w/the all the features today's living styles demand! Set on a private Country 2. 21 Acre lot this 3/4 BR- 4 Bath Colonial consists of 2388 SF w/fully updated kitchen, bathrooms, windows, & newer mechanicals! Flowing natural sunlight throughout yields bright & airy living space! Central kitchen design w/custom cabinets, quartz counters, island/breakfast Bar, & all appliances to Convey! A spacious formal dining room accented by an angle Bay Window & HW Floors! The living room offers floor to ceiling fieldstone faced fireplace, vaulted ceiling, & HW floors! A stunning four season sunroom w/2 story cathedral ceiling, oversized casement windows w/transom accent, tile flooring, skylights, OH fan/lighting-PLUS sliders/swing door access to 330+ SF of open sun deck! 1st floor also offers a room suitable as home office or bedroom! Second floor plan arranged w/Primary BR Suite w/full bath & 2 additional bedrooms w/shared full bath! PLUS- First Floor Accessory Apartment w/full bath, refrigerator, coffee bar cabinetry, separate entry w/deck- easily suitable as large home office space! TRUE Money Saver SOLAR PANEL SYSTEM, multi-zone oil fired heat, central A/C, paved driveway, & 2 car garage! EZ Commute-Hartford, Manchester, & Willimantic
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Bay/Bow Window,Hardwood Floor | 18.4 x 12.5 | Main |
| Bedroom 2 | Wall/Wall Carpet | 11.6 x 11.8 | Upper |
| Bedroom 3 | Wall/Wall Carpet | 10.6 x 10.1 | Upper |
| Formal Dining Room | Bay/Bow Window,Hardwood Floor | 14.1 x 9.1 | Main |
| Full Bath | Full Bath,Tub w/Shower,Tile Floor | 8.7 x 4.6 | Main |
| Full Bath | Remodeled,Granite Counters,Full Bath,Laundry Hookup | 6.5 x 8.9 | Main |
| Full Bath | Remodeled,Granite Counters,Full Bath,Tub w/Shower,Tile Floor | 10.6 x 4.2 | Upper |
| Kitchen | Remodeled,Breakfast Nook,Quartz Counters,Island,Tile Floor | 10.1 x 16.1 | Main |
| Living Room | 2 Story Window(s),9 ft+ Ceilings,Ceiling Fan,Fireplace,Wood Stove,Hardwood Floor | 12.7 x 16.1 | Main |
| Primary Bath | Remodeled,Granite Counters,Full Bath,Stall Shower,Tile Floor | 16.9 x 9.3 | Upper |
| Primary Bedroom | Skylight,9 ft+ Ceilings,Cathedral Ceiling,Ceiling Fan,Full Bath,Hardwood Floor | 15.7 x 12.5 | Upper |
| Studio Apt | Skylight,9 ft+ Ceilings,Balcony/Deck,Studio,Full Bath | 17.7 x 16.6 | Main |
| Sun Room | Skylight,Balcony/Deck,Ceiling Fan,French Doors,Sliders,Tile Floor | 16.0 x 13.3 | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $439,920 | $439,920 | $439,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $730 | $730 | $730 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,709 | $2,817 | $3,683 |
| Total Monthly Payment | $3,531 | $3,639 | $4,505 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.