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Welcome to a charming Pearl River gem that whispers stories of yesteryear and waiting for your creative touch. This 2 bedroom, 2 bathroom home offers 1, 126 square feet of living space brimming with old world charm and endless possibilities for the visionary buyer ready to make it their own. Inside, you'll immediately feel the character that modern cookie-cutter homes simply cannot replicate. The bones are here — classic architectural details and a layout that honors a bygone era of thoughtful craftsmanship. The basement provides valuable additional square footage, perfect for storage or a workshop. Now, let's talk about what truly sets this property apart: the lot. With generous outdoor space - . 30 acres, you'll have room to garden or entertain. Whether you envision a sprawling patio, raised garden beds, or a peaceful retreat under the trees, the canvas is yours. The location sweetens the deal considerably. Pearl River Train Station sits just minutes away, making commutes a breeze. ShopRite is practically around the corner for everyday essentials, and Pearl River High School is nearby. Easy access to the Palisades Interstate Parkway connects you to everything the Hudson Valley and beyond has to offer. This is your opportunity to blend timeless character with modern vision. Schedule your private showing today and start dreaming out loud.
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Our Executive Mortgage Banker:
$524,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $419,920 | $419,920 | $419,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.410% | 5.595% |
| Monthly Tax Payment | $890 | $890 | $890 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,451 | $2,586 | $3,403 |
| Total Monthly Payment | $3,433 | $3,568 | $4,385 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.