522 31st ST SW, Naples, FL, 34117 | $1,850,000

Experience the ultimate blend of modern sophistication and tranquil privacy in this breathtaking Naples retreat, built in 2022. Set on a sprawling 2. 5-acre lot (100% uplands), this single-family home offers endless possibilities—whether you dream of adding a guest house, creating a sports court, parking your motorcoach, or finding the perfect space for boats and ATVs. Here, there’s room to make your vision a reality. Inside, the home is a masterpiece of thoughtful design. With 4 spacious bedrooms with ensuite bathrooms, a versatile bonus room, and a cozy den, there's a perfect space for every need—whether it's work, relaxation, or play. The Kitchen is truly the heart of this home with dual refrigerator/freezers, two dishwashers, and a large island for gathering. The great room plan flows through pocketing sliders to the outdoor living space with an outdoor kitchen and a stunning salt water pool with depths reaching 9 feet, ideal for soaking up the warm Florida sun on the sunshelf or hosting unforgettable gatherings. Got laundry, no problem-- this home boasts two laundry rooms, one off the main living and a second in the pool bath. Added features are a whole house generator and whole house reverse osmosis system.
Though this property offers peaceful seclusion, you are a short walk away from the Max A Hasse community park & just a short drive to Naples’ vibrant shopping, dining, and entertainment scene. Whether you’re in the mood for a quiet evening at home or an exciting night out, this home delivers the best of both worlds. Your private Naples oasis awaits—don’t let it slip away!

Features

  • Amenities: None
  • Bedrooms: 4
  • Baths: 5 full
  • Style: 1 Story/Ranch
  • Development: GOLDEN GATE ESTATES
  • Year Built: 2022
  • Garage: 2-car Attached
  • Heating: Central Electric
  • Cooling: Central Electric
  • Approx Sq. Feet: 3,417
  • Acreage: 2.5
  • Est. Taxes: $11,741
  • Lot Desc: Oversize
  • View: None/Other
  • Community Type: Non-Gated
  • Elem. School: BIG CYPRESS ELEMENTARY
  • Middle School: OAK RIDGE MIDDLE
  • High School: GOLDEN GATE
  • Private Pool: Yes
  • Pet Policy: No Approval Needed
  • MLS#: 226017419
  • Website: https://www.raveis.com
    /eprop/226017419/52231ststsw_naples_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of COMPASS FLORIDA LLC

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

522 31st ST SW, Naples, FL, 34117

$1,850,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,480,000 $1,480,000 $1,480,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.375% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.399% 6.499% 6.309%
Monthly Tax Payment $978 $978 $978
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $8,993 $9,233 $12,589
Total Monthly Payment $10,096 $10,336 $13,692

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.