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Presented by
Jason Poon |
25 Morningside Drive, Ansonia (Hilltop), CT, 06401 | $389,500
Welcome to 25 Morningside Drive-a well-maintained 2-bedroom, 2 full bath split-level home with flexible living space and thoughtful updates throughout. The bright main level features an inviting layout with a spacious living area enhanced by a new Andersen entry door and new bow window that brings in abundant natural light. The updated kitchen offers great functionality and opens nicely to the dining area, creating an easy everyday flow. An additional main-level room provides the option for a home office, guest room, or potential 3rd bedroom. The partially finished lower level adds valuable extra space ideal for a family room, gym, or workspace. Both full bathrooms were updated in 2015 and 2019 with retro appeal. Recent improvements include a newer roof (approx. 10 years), new water heater, new driveway, and a newly built rear patio with retaining wall-perfect for relaxing or entertaining outdoors. The owned solar system adds long-term energy efficiency and savings. Additional highlights include a 2-car garage under the home. Conveniently located near shopping, dining, and commuter routes, this move-in ready home is ready for its next owner.
Features
- Town: Ansonia
- Rooms: 6
- Bedrooms: 2
- Baths: 2 full
- Style: Split Level
- Year Built: 1953
- Garage: 2-car Under House Garage,Driveway
- Heating: Hydro Air,Solar
- Cooling: Ceiling Fans,Central Air
- Basement: Full,Unfinished,Garage Access,Concrete Floor
- Above Grade Approx. Sq. Feet: 1,655
- Acreage: 0.22
- Est. Taxes: $5,470
- Lot Desc: Lightly Wooded
- Elem. School: Per Board of Ed
- High School: Ansonia
- Appliances: Oven/Range,Microwave,Range Hood,Refrigerator,Dishwasher,Disposal
- MLS#: 24161232
- Website: https://www.raveis.com
/prop/24161232/25morningsidedrive_ansonia_ct?source=qrflyer
Room Information
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Main | |
| Den | Main | |
| Dining Room | Built-In Hutch | Main |
| Kitchen | Remodeled,Built-In Hutch,Granite Counters | Main |
| Living Room | Ceiling Fan,Fireplace | Main |
| Primary Bedroom | Wall/Wall Carpet | Main |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Jason PoonLicensed Real Estate Salesperson
914.886.2637
Jason.Poon@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Vincent DiMellaVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 24240
914.494.1459
Vincent.DiMella@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Jennifer HartRegional Sales Manager, William Raveis Insurance
978.457.6220
Jennifer.Hart@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
25 Morningside Drive, Ansonia (Hilltop), CT, 06401
$389,500
Jason Poon
Licensed Real Estate Salesperson
William Raveis Real Estate
Phone: 914.886.2637
Jason.Poon@raveis.com
Vincent DiMella
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.494.1459
Vincent.DiMella@raveis.com
NMLS Mortgage Loan Originator ID 24240
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $311,600 | $311,600 | $311,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.398% | 5.614% |
| Monthly Tax Payment | $456 | $456 | $456 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,843 | $1,919 | $2,525 |
| Total Monthly Payment | $2,374 | $2,450 | $3,056 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524