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Under contract-accepting backup offers. One or more photo(s) has been virtually staged. Fantastic opportunities like this are rare, especially in one of Winter Garden’s most sought-after locations! Perfectly positioned within the Covington Chase community inside the coveted DOWNTOWN WINTER GARDEN GOLF CART DISTRICT, this beautifully maintained 5 BEDROOM, 3 BATHROOM, SINGLE STORY HOME blends lifestyle, space, and value. Ideal for savvy buyers ready to personalize finishes to their own taste. Set on an expansive homesite, the property showcases a SPARKLING 14x28 SALTWATER SPORT STYLE POOL (2020) with a Pebble Tec finish, and fountain—creating a true backyard retreat. The 3 CAR GARAGE offers ample room for vehicles, wall & ceiling mounted storage racks, a mounted tv, and your golf cart, making it easy to enjoy the district’s signature lifestyle. Inside, the thoughtfully designed 3-way split floor plan provides both flexibility and privacy, including a 5th BEDROOM WITH EN-SUITE BATH near the front entry—perfect for MULTIGENERATIONAL LIVING or guests. The spacious primary suite features a private bath behind double doors with garden soaking tub, tiled shower, and generous walk-in closet. The heart of the home is a huge light filled GREAT ROOM room with vaulted ceilings and speaker pre-wiring, seamlessly connecting to the kitchen and extra spacious dining areas. A formal dining room off the foyer could be repurposed as a den if formal isn't your style. The kitchen is well appointed with 42" cabinetry, a large island, OVERSIZED WALK-IN PANTRY, and NEWER RANGE & MICROWAVE (2025) and a whisper quiet Bosch dishwasher. A Samsung Bespoke refrigerator (2025) is also negotiable with the right offer. Recent updates provide peace of mind, including a NEW ROOF (April 2026), 4-ton Trane 2-stage HVAC (2024), FRESH INTERIOR PAINT, NEW CARPET IN 3 BEDROOMS & HALLWAY, and NEW FAUCETS THROUGHOUT. Smoke/CO2 detectors were also replaced for added safety. Outdoors, enjoy Florida living year-round with a VINYL PRIVACY FENCED BACKYARD, screened lanai, and additional open patio with sail shade, simply perfect for entertaining or relaxing poolside. The lanai comes with a mounted tv for watching the Sunday game. The pool area is fully equipped and comes with two deck storage boxes, pool side seating, 3 patio umbrellas, pool maintenance equipment, plus a recently replaced salt cell (2025). Beyond the home, the location truly shines! Residents can walk to the Covington Chase/Park COMMUNITY POOL AND PLAYGROUND for some fun with your neighbors. There's also direct access to the 22 mile WEST ORANGE TRAIL for hiking/biking, or golf carting to Winter Garden's historic PLANT STREET to experience casual and upscale dining/bars, shopping, museums, the Saturday Farmer's Market, festivals, music, and year round special events. Offered at a competitive price, this home presents an exceptional opportunity to own in one of Central Florida’s most desirable communities. Don't sleep on this one!
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Our Executive Mortgage Banker:
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$525,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $420,000 | $420,000 | $420,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.398% | 5.614% |
| Monthly Tax Payment | $337 | $337 | $337 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,484 | $2,586 | $3,404 |
| Total Monthly Payment | $2,913 | $3,015 | $3,833 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.