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Presented by
Tracey Chieffo |
3906 WINCHESTER ROAD, Lakeland, FL, 33811 | $395,000
Motivated Seller - Price Reduction! Don’t miss the chance to make this amazing house your home! Located in the heart of Southwest Lakeland, this property offers incredible value with no HOA fees, no CDD fees, and it’s in a non-flood zone—making it the perfect opportunity for you.
With over 2, 200 square feet of living space, this well-maintained home features three bedrooms, two and a half bathrooms, formal living and dining areas, a spacious family room, an office, and two private lanais. The remodeled kitchen, completed in 2026, is the heart of the home and boasts modern wood cabinetry, sleek granite countertops, recessed lighting, a breakfast bar, and a mobile kitchen island—ideal for entertaining or casual mornings.
Throughout the home, you'll find updated engineered hardwood flooring and ceramic tile, along with a whole-home water softener and ceiling fans that enhance both functionality and style. This home is conveniently located for easy access to the Polk Parkway, making it simple for commuters heading to Tampa or Orlando. It also provides quick access to South Florida Avenue for shopping and dining, as well as K-12 schools.
Bring your toys, boats, RVs, and trailers to enjoy the ultimate freedom on this thoughtfully upgraded home, which sits on just under one acre of land. (Water Heating Unit (2024), HVAC (2019) Washer and Dryer does not convey; Culligan Water Softner balance of $3, 000 will be transferred to buyer). This house is waiting for you to make it your forever home!!
Features
- Rooms: 10
- Bedrooms: 3
- Baths: 2 full / 1 half
- Laundry: In Garage
- Style: Contemporary
- Year Built: 2002
- Garage: 2-car Bath In Garage, Driveway, Garage Faces Side
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 2,258
- Acreage: 0.82
- Est. Taxes: $3,069
- Lot Desc: In County, Oversized Lot
- View: Trees/Woods
- Elem. School: Southwest Elem
- Middle School: Lawton Chiles Middle
- High School: George Jenkins High
- Appliances: Cooktop, Dishwasher, Electric Water Heater, Range, Range Hood, Refrigerator, Whole House R.O. System
- MLS#: TB8502927
- Days on Market: 30 days
- Website: https://www.raveis.com
/prop/TB8502927/3906winchesterroad_lakeland_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Tracey ChieffoSales Associate
203.605.0704
Tracey.Chieffo@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Laurie BergerVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 12578
203.520.1925
Laurie.Berger@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Rosemarie DePasqualeInsurance Sales Director, William Raveis Insurance
203.561.0013
Rosemarie.DePasquale@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
3906 WINCHESTER ROAD, Lakeland, FL, 33811
$395,000
Tracey Chieffo
Sales Associate
William Raveis Real Estate
Phone: 203.605.0704
Tracey.Chieffo@raveis.com
Laurie Berger
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.520.1925
Laurie.Berger@raveis.com
NMLS Mortgage Loan Originator ID 12578
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $316,000 | $316,000 | $316,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.358% | 6.524% | 5.866% |
| Monthly Tax Payment | $256 | $256 | $256 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,893 | $1,971 | $2,603 |
| Total Monthly Payment | $2,224 | $2,302 | $2,934 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388