2020 MERCED Court, Jacksonville, FL, 32224 | $389,000

Welcome to 2020 Merced Ct in San Pablo Creek located on a private and safe Cul-De-Sac, beautifully maintained home offering 1, 557 square feet, 3-bedroom, 2-bath residence with a dedicated bonus office off the dining room, where comfort, convenience and lifestyle come together. Located in one of Jacksonville's most desirable locations just 10 minutes from the ocean and Neptune-Atlantic beach fine dining. Mayo Clinic is the closest hospital where you receive World class medical care. This home has a new architectural roof (2022), new HVAC (2023) Home is plumbed for water softer if desired. The garage door was replaced in (2025) The main living area flows seamlessly into bright, open living spaces anchored by a fireplace. Your private backyard is fenced and is large enough to build a swimming pool.

Features

  • Amenities: NoneStreet Lights, Curbs
  • Rooms: 10
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 60x105
  • Laundry: Electric Dryer Hookup, In Unit, Washer Hookup
  • Style: Patio Home, Traditional
  • Year Built: 1993
  • Garage: 1-car
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air, Electric
  • Approx Sq. Feet: 1,557
  • Acreage: 0.14
  • Lot Size: 60x105
  • Est. Taxes: $6,401
  • HOA Fee: $200 Annually
  • Lot Desc: Cul-De-Sac, Sprinklers In Front, Sprinklers In Rear
  • Elem. School: Alimacani
  • Middle School: Duncan Fletcher
  • High School: Sandalwood
  • Appliances: Dishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
  • MLS#: 2141692
  • Days on Market: 67 days
  • Website: https://www.raveis.com
    /prop/2141692/2020mercedcourt_jacksonville_fl?source=qrflyer
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Listing courtesy of FORD REAL ESTATE CAPITAL LLC

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Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2020 MERCED Court, Jacksonville, FL, 32224

$389,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $311,200 $311,200 $311,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.952%
Monthly Tax Payment $533 $533 $533
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,864 $1,965 $2,584
Total Monthly Payment $2,472 $2,573 $3,192

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.