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Set on over a quarter of an acre, this beautifully updated ranch offers easy Hamptons living, blending clean updates with subtle reclaimed details throughout. Enter into a bright living room with an abundance of natural light, leading into the updated kitchen featuring ample cabinetry, a large island, and stainless-steel appliances. Just off the kitchen, a flexible dining or den area is anchored by a wood-burning fireplace, an updated bath, and sliders that open to the rear yard creating a seamless indoor-outdoor connection. Down the hall, three bedrooms and a full bath are thoughtfully positioned, offering privacy from the main living areas. A full basement and laundry room provide generous additional space, with clear potential to expand and maximize the home’s footprint. Outdoors, the property has been impeccably maintained with specimen trees, flowering and vegetable gardens, and a charming garden shed - an easy nod to farm-to-table living. Enjoy morning coffee or dine al fresco on the patio, with room to add a pool and further enhance the setting. This corner property boasts two driveways and an attached one-car garage. Updates include Andersen 400 series windows and new central A/C system. All, just moments from Ponquogue Beach and close to downtown amenities. A great opportunity for both year-round or seasonal living, with strong potential as an investment as well.
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Our Executive Mortgage Banker:
$987,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $790,000 | $790,000 | $790,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.361% | 6.183% |
| Monthly Tax Payment | $513 | $513 | $513 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,486 | $4,864 | $6,666 |
| Total Monthly Payment | $5,091 | $5,469 | $7,271 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.