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New to market well built 3 bedroom, 2 full bath split level located in Fairfield's University section. Situated on a quiet side street close to everything this home highlights a large great room with vaulted ceiling, fantastic windows, fireplace, french door to patio, mud room all open to bright kitchen. The bright large eat in kitchen features a a skylight, double oven, breakfast bar, great counter space and ample cabinets. There are 3 bedrooms upstairs all with hardwood floors and a large full bath. The flexible large bright lower level can be used as a large recreation room with full bath or a possible in-law apartment. It walks out to back yard. The grassy level fenced yard has a large patio (the perfect place for a barbeque) and a storage shed. Newer roof. Central air. One of the best parts of this home is the quiet side street it sits on yet minutes to shopping, schools, parks, both major highways, Fairfield's restaurant district and the train to New York city.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Hardwood Floor | 10.0 x 12.0 | Upper |
| Bedroom 2 | Hardwood Floor | 8.0 x 12.0 | Upper |
| Dining Room | Hardwood Floor | 13.0 x 15.0 | Main |
| Kitchen | Skylight,Breakfast Bar,Corian Counters,Eating Space,Pantry,Tile Floor | 13.0 x 15.0 | Main |
| Living Room | Vaulted Ceiling,Fireplace,Hardwood Floor | 18.0 x 22.0 | Main |
| Primary Bedroom | Hardwood Floor | 12.0 x 14.0 | Upper |
| Rec/Play Room | Full Bath,Laminate Floor | 16.0 x 21.0 | Lower |
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $612,000 | $612,000 | $612,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $738 | $738 | $738 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,768 | $3,919 | $5,123 |
| Total Monthly Payment | $4,598 | $4,749 | $5,953 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.