|
Set as the gateway to the hamlet of Stone Ridge, don't miss this charming colonial-style home on a corner lot. This stately, well-maintained circa 1875 home offers historic charm with its wide-plank hardwood floors, crown moulding, high ceilings and large windows bringing in tons of natural light. The first floor provides ample living space with a large bright living room with fireplace, a nicely sized dining room with built-in cabinets, large eat-in kitchen, powder room and oversize convenient laundry/mudroom. In addition, a large office with a separate entrance could serve many uses including studio, W@H space, home occupation, ADU (with proper permitting). etc. The second floor brings you to 3 bedrooms, one ensuite plus another full bath. The primary, located at the front of the home, is spacious with a more modernized bathroom but still ties into the historic charm of the home. This 3. 5 acre parcel is well-manicured and landscaped with plenty of open yard space for outdoor opportunity. Spend summers on the private back yard patio featuring a covered deck and storage shed. Don't miss the 3-car garage and driveway placed off Mill Dam Road, perfect for parking and storing lawn and outdoor equipment. Recent updates include exterior paint, roof, septic tank, HWH, and patio. Included are solar panels to reduce electric expense. With 1 acre minimal required for subdivision, creation of a separate lot is possible, subject to approval. Just seconds outside of the center of Stone Ridge, a short drive to the Ashokan Reservoir and an easy drive to Kingston.
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$650,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $520,000 | $520,000 | $520,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.398% | 5.710% |
| Monthly Tax Payment | $773 | $773 | $773 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,076 | $3,202 | $4,246 |
| Total Monthly Payment | $3,941 | $4,067 | $5,111 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.