3408 U.S. Highway 209, Stone Ridge, NY, 12484 | $650,000

Set as the gateway to the hamlet of Stone Ridge, don't miss this charming colonial-style home on a corner lot. This stately, well-maintained circa 1875 home offers historic charm with its wide-plank hardwood floors, crown moulding, high ceilings and large windows bringing in tons of natural light. The first floor provides ample living space with a large bright living room with fireplace, a nicely sized dining room with built-in cabinets, large eat-in kitchen, powder room and oversize convenient laundry/mudroom. In addition, a large office with a separate entrance could serve many uses including studio, W@H space, home occupation, ADU (with proper permitting). etc. The second floor brings you to 3 bedrooms, one ensuite plus another full bath. The primary, located at the front of the home, is spacious with a more modernized bathroom but still ties into the historic charm of the home. This 3. 5 acre parcel is well-manicured and landscaped with plenty of open yard space for outdoor opportunity. Spend summers on the private back yard patio featuring a covered deck and storage shed. Don't miss the 3-car garage and driveway placed off Mill Dam Road, perfect for parking and storing lawn and outdoor equipment. Recent updates include exterior paint, roof, septic tank, HWH, and patio. Included are solar panels to reduce electric expense. With 1 acre minimal required for subdivision, creation of a separate lot is possible, subject to approval. Just seconds outside of the center of Stone Ridge, a short drive to the Ashokan Reservoir and an easy drive to Kingston.

Features

  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Lot Size: Acres
  • Laundry: Laundry Room, Main Level
  • Style: Colonial
  • Year Built: 1875
  • Garage: 3-car Detached
  • Heating: Forced Air, Oil
  • Cooling: None
  • Basement: Partial, Unfinished
  • Acreage: 3.55
  • Lot Size: Acres
  • Est. Taxes: $9,272
  • Lot Desc: Back Yard, Cleared, Corner Lot, Few Trees, Level, Private, Wooded
  • View: Meadow, Trees/Woods
  • School District: Rondout Valley Central
  • Appliances: Dryer, Dishwasher, Electric Range, Refrigerator, Washer
  • MLS#: 20261925
  • Days on Market: 6 days
  • Website: https://www.raveis.com
    /prop/20261925/3408ushighway209_stoneridge_ny?source=qrflyer
Copyright © 2026  Hudson Valley Catskill Region MLS
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
Listing courtesy of BHHS Nutshell Realty

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

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3408 U.S. Highway 209, Stone Ridge, NY, 12484

$650,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $520,000 $520,000 $520,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.313% 6.398% 5.710%
Monthly Tax Payment $773 $773 $773
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,076 $3,202 $4,246
Total Monthly Payment $3,941 $4,067 $5,111

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.