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**Rare opportunity** One Owner over last half-century. This well-maintained home offers high quality living in a highly sought after neighborhood that is safe and peaceful. Ideal for anyone whether you're first time home buyers, professionals, or just looking for a new home in an excellent neighborhood with easy, close access to NYC. Spacious living room facing natural sun light with wall to wall mirrors; elegant dining room facing glass entry doors to patio with full view of a flowery backyard; kitchen with gas range, microwave, modern fridge/freezer and side door to outside which is a 3rd entrance. The 2nd floor has two bedrooms and a separate Full bathroom. The primary bedroom comes fully furnished with King sized bed. Partially finished basement includes a full bath, washer/dryer. Brand new water heater with 9 year warranty. Cedar Patio stairwell is brand new, freshly painted spacious garage with loft and remote controlled garage door. In back of the garage is a 10x15' shed that can also serve as a storage unit. Backyard also includes a spacious patio and brick fireplace for summertime cooking and relaxation. Front lawn has sprinkler system. The Metro-North White Plains Train Station is within a 5 minute distance as well as downtown White Plains and Hartsdale Village. Ideally located near shopping, schools, restaurants, parks and public transportation which offers convenience and accessibility for commuters and local residents. You're search is fulfilled so come see your new home!
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Our Executive Mortgage Banker:
$645,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $516,000 | $516,000 | $516,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | $412 | $412 | $412 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,094 | $3,219 | $4,250 |
| Total Monthly Payment | $3,598 | $3,723 | $4,754 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.