22 Cotton Street, Greenville, SC, 29609 | $240,000

Discover the appeal of North Main living in this updated bungalow, ideally located just minutes from downtown Greenville, Unity Park, and the Swamp Rabbit Trail. Whether you're meeting friends for dinner, enjoying a morning walk, or spending the day exploring downtown, this location makes it easy to enjoy the lifestyle that draws so many people to the area. Inside, the open layout maximizes the home's living space, creating an inviting environment where daily life and entertaining flow naturally together. Recent updates, including new LVP flooring, fresh interior paint, and new carpet throughout, provide a fresh, move in ready feel from the moment you walk through the door. The kitchen serves as the heart of the home, featuring warm cherry cabinetry, a pantry for added storage, newer appliances that convey, and a spacious peninsula with seating for four. Whether preparing meals, working from home, or gathering with guests, the design keeps everyone connected. Both bedrooms offer comfortable proportions and generous storage. The primary bedroom stands out with an oversized walk in closet plus a second closet, providing exceptional flexibility for organization, seasonal storage, or even a small office nook. The full bathroom includes a tub and shower combination and linen storage, while the stackable washer and dryer convey for added convenience. Outside, the property offers more space than meets the eye, with the lot extending beyond the tree line behind the home. This additional outdoor area provides room to relax, garden, or explore future possibilities. The driveway located to the left of the home is also included with the property, offering convenient off street parking. Situated in an area benefiting from ongoing investment and redevelopment, this property combines the comfort of an established neighborhood with the advantages of a growing location. Whether you're searching for a place to call home or a long term investment opportunity, this North Main bungalow offers a blend of location, functionality, and future potential that is increasingly difficult to find.

Features

  • Amenities: None
  • Bedrooms: 2
  • Baths: 1 full
  • Laundry: 1st Floor, Laundry Closet, Laundry Room
  • Style: Bungalow
  • Year Built: 1940
  • Heating: Electric
  • Cooling: Central Air, Electric
  • Basement: None
  • Est. Taxes: $1,395
  • Lot Desc: 1/2 Acre or Less
  • Elem. School: Stone
  • Middle School: League
  • High School: Berea
  • Appliances: Dishwasher, Disposal, Refrigerator, Free-Standing Electric Range, Microwave, Electric Water Heater
  • MLS#: 1589805
  • Days on Market: 36 days
  • Website: https://www.raveis.com
    /prop/1589805/22cottonstreet_greenville_sc?source=qrflyer
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Listing courtesy of Keller Williams DRIVE   Phone: 864-520-5649

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Joseph HartleyInsurance Sales Director, William Raveis Insurance

954.729.6530

Joseph.Hartley@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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22 Cotton Street, Greenville, SC, 29609

$240,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $192,000 $192,000 $192,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.324% 6.524% 5.846%
Monthly Tax Payment $116 $116 $116
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,136 $1,198 $1,582
Total Monthly Payment $1,327 $1,389 $1,773

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.