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Welcome to waterfront living in the heart of Homosassa! Located at 5198 S. Riverview Circle in the desirable Gasparilla Cay of Riverhaven Village, this charming 2-bedroom, 2-bath, 2-car garage home offers the perfect blend of comfort, convenience, and coastal lifestyle. This property has never flooded and comes fully furnished for your convenience, just bring your toothbrush and your boat.
With 1, 362 living sq. ft. (1, 932 total), this well-maintained home features ceramic tile flooring throughout the main areas with cozy carpet in both bedrooms. The galley-style kitchen is equipped with stainless steel appliances, recessed lighting, tile backsplash, and a sunny breakfast nook—ideal for morning coffee before heading out on the water. Both the primary and guest bedrooms offer walk-in closets, and the home is filled with natural light thanks to multiple skylights. Ceiling fans in every room add comfort year-round.
Step outside and enjoy your waterfront lifestyle with a 10, 000 lb boat lift, a 2021 deck (21x29), and easy access to the water—just a 15-minute ride to the Gulf. The property is designed for low maintenance with a rock yard—no grass to mow—and no neighbors across the street for added privacy. This home has never flooded and includes hurricane shutters for peace of mind.
Major updates include a 2013 roof, 2021 HVAC system, and a brand-new hot water heater. The garage offers extensive shelving, providing plenty of storage space for all your tools and gear.
Residents enjoy a low $50/year HOA, with an optional $1, 000/year social membership granting access to resort-style amenities including a community pool, dog park, tennis courts, pickleball, and playground.
Perfectly situated just minutes from local favorites like Crump’s Landing, Margaritaville and close by is the The Freezer. You’ll love the laid-back coastal vibe and fresh seafood options. Outdoor enthusiasts will appreciate the proximity to Crystal River, known for its springs, manatees, kayaking, scalloping, and world-class fishing.
Whether you’re looking for a full-time residence, seasonal retreat, or waterfront getaway, this home offers the ultimate Florida lifestyle—boating, kayaking, fishing, birdwatching, and unforgettable sunsets right at your doorstep. Truly a Fisherman's paradise.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$495,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $396,000 | $396,000 | $396,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $513 | $513 | $513 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,280 | $2,536 | $3,288 |
| Total Monthly Payment | $2,868 | $3,124 | $3,876 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.