Presented by
Vanessa Evans |
An ideal entry point into New York City homeownership, this well maintained two bedroom condo offers a rare combination of affordability, flexibility, and peace of mind. Located in a smaller, well run condominium with only 16 units, the building provides a quieter, more residential living experience than larger developments. Fewer neighbors and consistent upkeep create a sense of stability that first time buyers often seek but rarely find. Inside, the apartment is clean, comfortable, and easy to live in, with a practical layout that works equally well for everyday living, working from home, or hosting friends and family. There is nothing overdone here, just a solid, thoughtfully maintained space that feels calm and functional. A standout feature is the low monthly common charges, which help keep overall ownership costs predictable and manageable. The location near Crotona Park and convenient transportation options adds everyday value, whether commuting to Manhattan or enjoying nearby green space. Whether you are purchasing your first home or looking for a smart, low maintenance ownership opportunity, Unit 2B presents a balanced, practical choice in today’s market!
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Our Executive Mortgage Banker:
Our Insurance Division:
$330,000
Sales Associate
William Raveis Real Estate
Phone: 860.287.9722
Vanessa.Evans@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.625.5780
Brianna.Turgeon@raveis.com
NMLS Mortgage Loan Originator ID 2104486
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $264,000 | $264,000 | $264,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | $1 | $1 | $1 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,581 | $1,667 | $2,175 |
| Total Monthly Payment | $1,657 | $1,743 | $2,251 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.