26 Rock Street, Cold Spring, NY, 10516 | $459,000

The Stone House. Historic character ready for reimagination. A rare opportunity to restore and personalize a distinctive stone home in the heart of the Village of Cold Spring. Known as “The Stone House, ” this four-bedroom residence has been gutted and is ready for renovation—offering a true blank canvas for your vision, style, and craftsmanship. Rich with original character, the home retains many authentic period details including original wood floors, staircase, interior doors, vintage glass door handles, window frames, exposed brick, and hardwood flooring throughout much of the home. Vaulted bedroom ceilings add charm and architectural interest, creating bright and inviting upper-level spaces. The property is heated by oil, there is an above-ground tank in place. With the interior opened; the possibilities are endless. This property is a blank canvas waiting for your inspiration. You have the opportunity to design a modern layout while preserving the timeless appeal of this historic home. Outside, enjoy a large backyard with space to garden, entertain, or relax around the existing fire pit. Private, off-street parking. Located on a side street near Cold Spring’s beloved shops, restaurants, hiking trails, and convenient access to the Metro-North Railroad for service to New York City, this is an exceptional chance to create something special in one of the Hudson Valley’s most sought-after villages. Bring your imagination, your contractor, and your good taste—The Stone House is ready for its next chapter.

Features

  • Rooms: 8
  • Bedrooms: 4
  • Baths: 1 full / 1 half
  • Style: Traditional
  • Year Built: 1897
  • Heating: None, Other
  • Cooling: None
  • Basement: Full, See Remarks, Unfinished
  • Approx Sq. Feet: 1,472
  • Acreage: 0.09
  • Est. Taxes: $11,685
  • Elem. School: Haldane Elementary/Middle School
  • Middle School: Haldane Middle School
  • High School: Haldane High School
  • School District: Haldane
  • Appliances: None
  • MLS#: 988770
  • Days on Market: 22 days
  • Website: https://www.raveis.com
    /prop/988770/26rockstreet_coldspring_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Houlihan Lawrence Inc.   Phone: 845-265-5500

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

26 Rock Street, Cold Spring, NY, 10516

$459,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $367,200 $367,200 $367,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.609% 6.776% 6.078%
Monthly Tax Payment $974 $974 $974
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,261 $2,351 $3,074
Total Monthly Payment $3,310 $3,400 $4,123

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.