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Positioned on the waterfront of Lake Tarpon in Palm Harbor’s Dolly Bay community, this updated two-bedroom, two-and-a-half-bath condo offers a clean, modern interior with a true low-maintenance lifestyle.
Beautiful new wide plank white oak engineered hardwood floors run throughout, creating a consistent, elevated finish. The main level is open and functional, with defined living and dining spaces and direct access to a rear patio with water views. Hurricane impact windows and sliding glass doors bring in natural light while adding durability and energy efficiency. Major updates include a 2024 HVAC system and a 2021 metal roof.
The kitchen is open and spacious, featuring granite countertops, ample cabinetry, modern appliances, and countertop seating. A wet bar separates the kitchen and dining area, ideal for entertaining. An updated half bath serves the main level.
Upstairs, both bedrooms are well-sized and positioned for privacy. The primary suite features high ceilings, strong natural light, two closets with custom systems, and an en-suite bath with a walk-in shower. The secondary bedroom is equally spacious, offering its own en-suite bath and large closets. A large attic provides additional storage, a rare feature for condo living.
Monthly HOA dues cover water, sewer, trash, and pest control, simplifying ownership. The building has also been recently updated with new siding and exterior paint.
Dolly Bay offers direct access to Lake Tarpon with rentable boat slips - current availability for motorboats, kayaks, and paddleboards. Community amenities include a waterfront pool, clubhouse with a kitchen, ping pong table, and tennis/pickleball courts.
Convenient to shopping, dining, and the Gulf beaches, this is a well-updated waterfront option for a primary residence or second home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$275,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $220,000 | $220,000 | $220,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.628% | 5.866% |
| Monthly Tax Payment | $200 | $200 | $200 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,318 | $1,389 | $1,812 |
| Total Monthly Payment | $1,593 | $1,664 | $2,087 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.