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WELCOME TO 18 School Street — a classic 1900 New Englander offering nearly 1, 800 sq ft of spacious living in the heart of Belmont. This home blends historic charm with a flexible layout that supports a wide range of lifestyles. Inside, you’ll find large, sun-filled rooms, beautiful original woodworking, and high ceilings that highlight the character of a well-crafted early-century home. The first-floor bedroom and full bath, along with first-floor laundry, provide convenience for those who prefer or need one-level living. Upstairs, three additional bedrooms offer room for household members, guests, hobbies, or work-from-home needs. Enjoy morning coffee or evening relaxation on the welcoming front porch, where friendly neighborhood moments are part of the daily rhythm. The attached barn-style garage adds storage, workshop potential, and that quintessential New England feel. Located in the Lakes Region, this home offers easy access to year-round recreation — from boating and swimming to hiking and winter activities. Belmont is known for its strong sense of community and as a gateway to the Lakes Region. Having Laconia near by provides the conveniences of a vibrant small city, including shopping, dining, entertainment, and essential services. Nearby within a short driving distance you will also find the Town of Tilton, NH which is known for its Shopping and Tanger Outlet Center , Restaurants and more. This home has lots to offer, with its generous square footage, historic character, and adaptable floor plan. This home offers a warm and welcoming place to put down roots and be part of a community. Join us for the OPEN HOUSES, Saturday, 5/2 from 11-1 and Sunday, 5/3 from 1-3 pm.
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/6/2026Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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$370,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $296,000 | $296,000 | $296,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.487% | 5.614% |
| Monthly Tax Payment | $479 | $479 | $479 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,751 | $1,847 | $2,399 |
| Total Monthly Payment | $2,304 | $2,400 | $2,952 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.