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Sunny Cape in a quiet cul-de-sac neighborhood has a lot to offer. This 3 bedroom 2 bath home is perfect for 1st time buyers looking to get into North Oxford. First floor offers a bright and large living room with a picture window and newer laminate flooring. Kitchen has a nice opening/bar to the spacious dining room to make serving family dinners or snacks a breeze. A full bathroom and bedroom complete the main floor. The second floor has two over sized bedrooms one with an attached half bath. The heated finished basement has a huge family room or use it for a 4th bedroom. A young Navien boiler/hot water heater with a warranty for peace of mind. New front entry doors. New carpet on stairway and main bedroom. Fresh paint in several rooms. Great location near shopping and highways. Don't miss this one.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 2 | Flooring - Wall to Wall Carpet | 24.0 x 8.0 | Second |
| Bedroom 3 | Flooring - Wall to Wall Carpet | 12.0 x 10.0 | First |
| Dining Room | Flooring - Stone/Ceramic Tile | 19.0 x 11.0 | First |
| Kitchen | Flooring - Stone/Ceramic Tile | 13.0 x 8.0 | First |
| Living Room | Flooring - Laminate, Window(s) - Picture | 19.0 x 11.0 | First |
| Master Bedroom | Bathroom - Half, Flooring - Wall to Wall Carpet | 18.0 x 13.0 | Second |
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $319,920 | $319,920 | $319,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | $303 | $303 | $303 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,918 | $1,996 | $2,635 |
| Total Monthly Payment | $2,296 | $2,374 | $3,013 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.