49 Longfellow Drive, Carmel, NY, 10512 | $399,000

Tucked onto a generous double corner lot in the heart of Lake Carmel, this beautifully refreshed 1930 Cape Cod delivers far more than its charming exterior suggests. With a flexible, room-filled layout, timeless character details, and access to the Lake Carmel beaches, this is the rare offering that checks every box for buyers craving lifestyle, space, and move-in-ready ease. Step inside through the sweet covered foyer and into a sun-filled living room anchored by a wood-burning fireplace and warmed by exposed beamed ceilings - a nod to the home's original character that pairs beautifully with the freshly refinished hardwood floors flowing throughout. A crisp coat of new paint brightens every room, while ceiling fans add comfort year-round. The walk-through kitchen has been thoughtfully refreshed with quartz countertops, stainless steel appliances, and gas cooking, opening to a dedicated dining area perfect for everything from weeknight dinners to holiday gatherings. Just off the main living space, a generous bedroom room offers exceptional sunlight. A convenient half bath rounds out the main level. Upstairs, you'll find a spacious primary bedroom and a beautifully updated full bath featuring fresh white subway tile that feels both classic and current. The standout surprise? A massive 17' x 19' bonus room that easily lives as a third bedroom, home office, creative studio, or whatever your lifestyle calls for - giving this home the functionality of a 3-bedroom layout. Downstairs, the full basement provides washer/dryer hookups and abundant storage. Outside, enjoy the seasons from your deck, take advantage of the expansive double corner lot for gardening and gatherings, and tuck bikes, kayaks, or lake gear into the garage - the perfect spot for all your seasonal and outdoor essentials. And then there's the lifestyle. As part of the Lake Carmel Beach District, you'll enjoy access to private community beaches, swimming, fishing, paddling, and year-round events that make this lakeside community feel like a permanent staycation. With Metro-North access roughly 11 miles away and Carmel schools serving the home, the location delivers both retreat and connection. Refreshed inside and out, rich with original character, and ideally located - 49 Longfellow Drive is the lake-life lifestyle, ready to call home. Showings begin Sat May 2nd- book your tour today!

Features

  • Rooms: 7
  • Bedrooms: 2
  • Baths: 1 full / 1 half
  • Laundry: Electric Dryer Hookup, In Basement, Washer Hookup
  • Style: Cape Cod
  • Year Built: 1930
  • Garage: 1-car
  • Heating: Oil
  • Cooling: None
  • Basement: Unfinished
  • Approx Sq. Feet: 1,140
  • Acreage: 0.47
  • Est. Taxes: $13,672
  • Lot Desc: Corner Lot, Sloped
  • Elem. School: Kent Elementary
  • Middle School: George Fischer Middle School
  • High School: Carmel High School
  • School District: Carmel
  • Appliances: Dishwasher, Gas Range, Microwave, Refrigerator, Stainless Steel Appliance(s)
  • MLS#: 991833
  • Website: https://www.raveis.com
    /raveis/991833/49longfellowdrive_carmel_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

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Brittany PiscoLicensed Associate Real Estate Broker

914.879.2616

Brittany.Pisco@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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Brian ShahwanVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 2166562

302.293.7433

Brian.Shahwan@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Ryan FortierInsurance Sales Director, William Raveis Insurance

516.739.7731

Ryan.Fortier@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

49 Longfellow Drive, Carmel, NY, 10512

$399,000

Brittany Pisco

Licensed Associate Real Estate Broker

William Raveis Real Estate

Phone: 914.879.2616

Brittany.Pisco@raveis.com

Brian Shahwan

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 302.293.7433

Brian.Shahwan@raveis.com

NMLS Mortgage Loan Originator ID 2166562

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,200 $319,200 $319,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.313% 6.398% 5.710%
Monthly Tax Payment $1,139 $1,139 $1,139
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,888 $1,965 $2,606
Total Monthly Payment $3,102 $3,179 $3,820

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.