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Welcome to this well-maintained first-floor condo featuring 2 full bedrooms and 2 full bathrooms, ideally located in the heart of Ozone Park. This inviting home offers a functional layout with a spacious living area, generously sized bedrooms, and two full bathrooms designed for comfort and convenience. Enjoy the added benefits of private parking and in-unit laundry, providing everyday ease and practicality. The property also features low property taxes of $2, 815 and a low HOA fee of $275, making it an excellent value. Ideally situated, the home offers easy access to everyday essentials and transportation. Commuters will appreciate proximity to the New York City Subway, including the nearby A train, along with multiple local bus lines for seamless travel throughout the city. You’ll also be just minutes from shopping and dining options at Queens Center Mall and other neighborhood retail hubs. The area is served by schools within the New York City Department of Education, adding to the home’s overall appeal. Whether you’re looking for convenience, accessibility, or a comfortable place to call home, this property presents a fantastic opportunity in a vibrant and well-connected neighborhood.
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Our Executive Mortgage Banker:
$399,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $319,999 | $319,999 | $319,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $235 | $235 | $235 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,917 | $1,996 | $2,636 |
| Total Monthly Payment | $2,227 | $2,306 | $2,946 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.