|
|
Experience all that beautiful Lake Hartwell has to offer at the cul de sac Springwater community comprised of 20 homes where each 2 are connected to a neighboring home via a firewall at the laundry room; land owned and maintained individually. Arriving at this property one will notice the meticulous and professional feel of the neighborhood landscaped grounds. Concrete path leads the way to private neighborhood dock; providing the home its covered boat slip. Constructed by a local builder the custom features are evident when entering the home. Entire main level is finished with hard flooring; no carpet. Covered porch leads to foyer and entry to dining area. Popular floorplan allows for just enough open space for view from dining to kitchen and into living room. Kitchen is a joy for those who enjoy cooking with the abundanceof granite counter space, cabinets and bar seating area. All appliances to remain with sale. Living room focal point is the fireplace complete w/ gas logs and leads to screened backyard porch. Located at main living area the primary bedroom with its double sinks, soaking tub, separate walk in shower and closet. Additional 1st floor space is 1/2 bathroom and walk in laundry room w/ storage cabintry. 2nd floor complete with 2 ample sized bedrooms and shared full bathroom with tub/shower. Everyone needs storage space and this property has multiple areas: floored walk in attic and detached out building. HOA fee is $650 annually and covers street lights, landscaping at the entrance, maintaining and permitting costs for the dock. Play golf or love a community pool? Nearby Stone Creek Cove Golf Club offers "pay to join" public golf memberships as well as varying levels for pool memberships. Multiple public boat ramps are available within a mile drive as are equipment storage facilities.
| Type | Dimensions | Level |
|---|---|---|
| Bedroom2 | 14x13 | Upper |
| Bedroom3 | 14x13 | Upper |
| DiningRoom | 13x12 | Main |
| Kitchen | 14x13 | Main |
| Laundry | 11x8 | Main |
| LivingRoom | 17x17 | Main |
| PrimaryBedroom | 15x14 | Main |
| ScreenedPorch | 30x12 | Main |
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$497,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $398,000 | $398,000 | $398,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.628% | 5.933% |
| Monthly Tax Payment | $166 | $166 | $166 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,418 | $2,513 | $3,305 |
| Total Monthly Payment | $2,659 | $2,754 | $3,546 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.