42-44 Oak Street, Burlington, VT, 05401 | $489,000

Positioned in Old North End, this well-maintained duplex presents an exceptional opportunity for both investors and owner-occupants. With separate utilities and individual Weil-McLain boilers for each unit, the property is designed for efficient, streamlined ownership. Since 2021, significant capital improvements have been completed, including foundation work, new furnaces (2023), and a new fence and roof updates (2024). Both units offer comfortable, functional layouts filled with natural light and enhanced by charming built-ins that provide both character and practical storage. Each unit enjoys access to basement and garage storage, as well as the fenced yard. The first-floor, two-bedroom unit features generous living space, and a spacious kitchen. The second-floor, one-bedroom unit underwent a full kitchen renovation in 2022 and includes a pantry. A bright sunroom adds to its inviting layout and overall appeal. The full basement provides abundant storage and includes a shared washer and dryer for added convenience. Outside, the fenced yard with a raised garden bed creates an ideal space for relaxing or entertaining. Located just minutes from downtown Burlington, the waterfront, restaurants, and everyday amenities, this property benefits from strong rental demand and long-term upside in one of the city’s most vibrant and sought-after neighborhoods.

Features

  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full
  • Style: Multi-Family
  • Year Built: 1899
  • Garage: 1-car Garage
  • Heating: Natural Gas,Baseboard,Hot Water
  • Cooling: None
  • Basement: Locked Storage,Storage Space,Unfinished
  • Approx Sq. Feet: 1,449
  • Acreage: 0.09
  • Est. Taxes: $9,103
  • Lot Desc: Corner,Curbing,Level,Sidewalks,Near Paths,Near Shopping,Near Public Transportatn,Near Hospital,Near School(s)
  • Elem. School: Edmunds Elementary School
  • Middle School: Edmunds Middle School
  • High School: Burlington High School
  • School District: Burlington School District
  • MLS#: 5085738
  • Website: https://www.raveis.com
    /prop/5085738/4244oakstreet_burlington_vt?source=qrflyer
©2026 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/16/2026
Listing courtesy of Signature Properties of Vermont   Phone: 802-872-8881
Listing Agent: Andrea Hossley

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

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42-44 Oak Street, Burlington, VT, 05401

$489,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $391,200 $391,200 $391,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.133% 6.739% 5.952%
Monthly Tax Payment $759 $759 $759
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,252 $2,505 $3,249
Total Monthly Payment $3,086 $3,339 $4,083

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.