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Welcome to 154 1st Ave, a beautifully maintained colonial offering space, comfort, and coastal convenience. This move-in ready home features large, airy rooms with refinished original hardwood floors (2022), fresh paint throughout, a spacious living room with fireplace, and a formal dining area ideal for entertaining. The updated kitchen features quartz countertops, ample workspace, and great functionality. A flexible main-level layout includes a den or possible bedroom with a full bath, while the upper level offers two generous bedrooms, a full bath, and a bonus office or nursery space off the primary suite. Soaring 9+ foot ceilings and abundant natural light enhance the open feel throughout, while water views from several rooms add to the home's special charm. Recent mechanical updates include split mini duct units installed in 2021 and a water heater replaced in 2022. Outside, enjoy a fully fenced backyard, two driveways, and a detached garage currently set up as a home gym-offering versatile space for fitness, storage, hobbies, or parking. Additional storage can be found in the stand-up attic. Conveniently located near beaches, dining, and local amenities, this well-cared-for home offers the perfect blend of character, functionality, and nothing to do but move right in.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Hardwood Floor | 12.0 x 13.0 | Upper |
| Den | Hardwood Floor | 10.0 x 13.0 | Main |
| Dining Room | Hardwood Floor | 11.0 x 13.0 | Main |
| Full Bath | Full Bath,Stall Shower,Tile Floor | 7.0 x 5.0 | Main |
| Full Bath | Full Bath,Tile Floor | 12.0 x 7.0 | Upper |
| Kitchen | Breakfast Bar,Tile Floor | Main | |
| Living Room | Fireplace,Hardwood Floor | 13.0 x 19.0 | Main |
| Primary Bedroom | Hardwood Floor | 15.0 x 19.0 | Upper |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $320,000 | $320,000 | $320,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $667 | $667 | $667 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,917 | $1,996 | $2,613 |
| Total Monthly Payment | $2,659 | $2,738 | $3,355 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.