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Welcome to the ease of Florida living with this beautifully maintained first-floor condominium in the heart of Bayshore Gardens in Bradenton, a location prized for its charm and proximity to Gulf Coast beaches, shopping and dining. This inviting residence offers the ultimate convenience of ground-floor access, eliminating stairs and making daily living effortless, perfect for year-round residents or seasonal escapes. Inside, discover an open layout overlooking your own tranquil garden space. The peaceful green backdrop creates a sense of serenity rarely found at this price point, making it ideal for morning coffee or unwinding after a day in the Florida sun. Designed for comfort and peace of mind, the unit features a recently updated mini-split air conditioning system, ensuring energy-efficient cooling year-round, as well as hurricane-resistant windows and doors, a valuable upgrade that enhances safety, reduces noise and may help lower insurance costs. These improvements reflect thoughtful ownership and add lasting value to the home. Located within a well-established condominium community, residents enjoy a low-maintenance lifestyle with access to amenities such as a pool, shuffleboard court, clubhouse and social activities, all contributing to a relaxed, community-oriented atmosphere. Positioned just minutes from Sarasota Bay, top-rated beaches, and everyday conveniences, this condo offers the perfect balance of location, lifestyle and livability. The Bayshore Gardens Park is close by, where you can lease a boat slip for a yearly fee. Whether you're searching for a full-time residence or winter retreat, this Bayshore Gardens gem delivers comfort, security and the laid-back Florida lifestyle homebuyers are seeking.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$89,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $71,200 | $71,200 | $71,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.628% | 5.933% |
| Monthly Tax Payment | $24 | $24 | $24 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $433 | $450 | $591 |
| Total Monthly Payment | $532 | $549 | $690 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.