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Rare opportunity to own a Wonderful Ranch in highly desirable West Sayville, This Home is well maintained and has many updates, generous sized private fenced backyard, vaulted ceilings in living rm and dining area with light drenching skylights facing east and west , beautiful morning and early evening lighting. Skylights also in Bathroom and All Season Room, Anderson windows throughout. Kitchen has stainless steel appliances, a breakfast bar peninsula and a step down to a heated all season room, that can be used as a formal dining room if so inclined. 3 bedroom and 1 updated bath with basement the full footprint of the 1st level & attached Garage home features gas heat conversion with very young new gas boiler and hot water heater, gas cooking, gas line is plumbed to dryer hookup, and dryer electric is also a choice. there is also a heating zone ready to hook up in the basement with baseboards present. would make a great space as a Rec room, media or Bonus room Roof is 8 years young with new gutters and gutter guards, driveway is beautiful colored pavers which also cover walkway to front door all with landscape lighting inside are hardwood floors in all rooms except there is ceramic tile in kitchen, bath and all season room. at this time landscaping is a blank slate for new owner to make their own. low taxes -Star Savings 2026 $823. 57. located near Shopping, Golf, Transportation and Fire Island Ferries. Please Note the floor plan show does not include the attached garage which is 10 X 20 home is move in ready and being sold as is. won’t last , come see this one before its gone!
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Our Executive Mortgage Banker:
$649,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $519,200 | $519,200 | $519,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.398% | 5.614% |
| Monthly Tax Payment | $893 | $893 | $893 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,071 | $3,197 | $4,208 |
| Total Monthly Payment | $4,056 | $4,182 | $5,193 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.