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Easy living awaits in this beautifully updated ranch home with a barn, set on nearly an acre in a convenient and desirable location overlooking a 120-acre hayfield. Thoughtfully improved by the current owner with the intention of staying for years to come, every update reflects a commitment to comfort, quality, and long-term enjoyment--making this a wonderful opportunity for the next owner now that plans have changed. Inside, the home offers a warm balance of classic charm and modern convenience. Original solid oak floors have been beautifully refinished, cast-iron radiators provide cozy, steady warmth, and a wood-burning fireplace adds timeless character and ambiance. Recent improvements include newly installed central air, a ducted wood-burning furnace, new roof, siding, and gutters, a new brick chimney, a new hot water heater, and a welcoming new front porch. Currently configured as a two-bedroom home, the den offers an easy opportunity for a third bedroom, guest space, or home office. The setting is especially appealing for those seeking a full-time residence, weekend retreat, or investment opportunity. With close proximity to the Lazy Swan Golf & Country Club, HITS, and Total Tennis--with indoor tennis, pickleball, and Pilates--this property is perfectly positioned to enjoy some of the area's most sought-after recreational amenities. Short-term rentals are permitted and welcomed in Saugerties, adding to the property's versatility and appeal. Ideally located near the Villages of Saugerties and Woodstock, the City of Kingston, and skiing at Hunter Mountain, this home offers comfort, convenience, and access to the very best of the Hudson Valley lifestyle.
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Our Executive Mortgage Banker:
$650,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $520,000 | $520,000 | $520,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $509 | $509 | $509 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,114 | $3,244 | $4,246 |
| Total Monthly Payment | $3,715 | $3,845 | $4,847 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.