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Welcome to the highly sought-after Beaver Dam community within the Cornwall Central School District. This well-maintained 4-bedroom, 2-bath home offers flexibility and comfort, featuring a versatile fourth bedroom that can easily serve as a den, home office, or additional living space along with a fully finished basement. Step inside to find hardwood floors throughout the bedrooms, with carpeting in the living room (hardwood flooring underneath), offering both warmth and future design potential. The home has been thoughtfully updated, including a kitchen and bathroom renovation within the last five years, new windows and doors, and a new electric water heater, —providing peace of mind for years to come. Perfectly positioned on a corner lot, this property offers something truly special—direct access to the lake just across the street, along with a private community beach within close proximity, creating an everyday escape right outside your door. Enjoy morning coffee with water views, evening walks along the shoreline, and the calming presence of lakeside living. Commuters will appreciate the close proximity to the Salisbury Mills–Cornwall station, offering convenient access to Hoboken, New Jersey with connections into New York City—making this location as practical as it is picturesque. Set in a peaceful, established neighborhood with a true sense of community, this home offers the perfect balance of lifestyle, location, and everyday comfort.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$449,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $359,920 | $359,920 | $359,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.398% | 5.710% |
| Monthly Tax Payment | $555 | $555 | $555 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,129 | $2,216 | $2,939 |
| Total Monthly Payment | $2,758 | $2,845 | $3,568 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.