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Improved Price! Step into timeless character with this turn-of-the-century Old Style Colonial, originally built in 1900 and offering 2, 637 square feet of living space on a 0. 17-acre lot. This spacious home features four bedrooms and one and a half bathrooms, blending classic charm with everyday functionality. Washer, Dryer included. Enjoy relaxing mornings on the inviting covered front porch or unwind from the comfort of the covered balcony off the bedroom, complete with a cozy sitting area and perfect for enjoying fresh air and quiet moments. Walk-up attic with a bonus room currently used as a home office. The home includes stainless steel appliances, municipal water and sewer services, and updated 200-amp electrical service for modern convenience. Additional highlights include a fireplace, one-car detached garage, and a layout that offers ample living space for both entertaining and daily living. Ideally located in the Village of Monticello, this property is just moments from shopping, dining, and local amenities. Furnishings are included in the sale, if desired by the buyer, making this a truly move-in-ready opportunity.
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Our Executive Mortgage Banker:
$349,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $279,920 | $279,920 | $279,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $440 | $440 | $440 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,611 | $1,792 | $2,324 |
| Total Monthly Payment | $2,126 | $2,307 | $2,839 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.