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Take advantage of this RARE opportunity to own an affordable MOVE-IN READY home in a prime LOCATION! This charming 2 bedroom brick bungalow welcomes you with a classic walkway leading to a relaxing rocking chair front porch. Inside, you’ll find a bright and inviting living space featuring fresh paint, smooth ceilings, and updated luxury vinyl tile flooring that flows seamlessly throughout the living room and bedrooms. Additional updates include a ceiling fan and energy-efficient vinyl windows, adding both comfort and style. The primary bedroom offers dual closets and convenient access to the bathroom. The kitchen showcases a clean, modern look and comes equipped with a range oven. Just off the kitchen, a spacious walk-in laundry room provides extra room for a refrigerator along with built-in storage for added functionality. A door from the kitchen leads to the unfinished basement/crawlspace, offering approximately 232 sqft of space with 6-foot ceilings—ideal for storing lawn equipment, bikes, and more. A paneled door provides easy access to the backyard. Major updates bring peace of mind, including a new HVAC system (December 2024) and an architectural shingle roof (2019). LOCATION! This home is 2 minutes to the heart of downtown Anderson offering phenomenal local eateries and shopping with seasonal festivals and weekly events. And, it’s just 5 minutes to the dog park, 5 minutes to beautiful Linley Park, 7 minutes to Anderson University, and 10 minutes to AnMED health campus & the YMCA.
| Type | Dimensions | Level |
|---|---|---|
| Bedroom2 | 11'7" x 10'2" | Main |
| Kitchen | 8'2" x 11'7" | Main |
| Laundry | 6'9" x 8'5" | Main |
| LivingRoom | 15'3" x 11'4" | Main |
| PrimaryBedroom | 11'7" x 13'5" | Main |
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Our Executive Mortgage Banker:
$135,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $108,000 | $108,000 | $108,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $103 | $103 | $103 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $665 | $692 | $904 |
| Total Monthly Payment | $843 | $870 | $1,082 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.