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145 Cool Wine Drive, St. Johnsbury, VT, 05819 | $495,000
Built with energy efficiency and easy living in mind, this thoughtfully designed 4-bedroom, 3-bath home offers low-maintenance comfort in a peaceful St. Johnsbury setting. Set at the end of a quiet dead-end road, the location feels private and calm while still being just minutes from downtown amenities, NVRH, schools, restaurants, shops, and I-91 for an easy commute. The main level was designed for everyday comfort, with an open and inviting layout connecting the kitchen, dining, and living areas. Vaulted ceilings and large windows fill the space with natural light while adding warmth and a bright, airy feel throughout the day. Glass doors lead to the spacious front deck, a favorite spot to relax, dine, or simply take in the pretty view. The primary suite offers a comfortable retreat with a walk-in closet and private bath, while a second bedroom and additional bathroom complete the main level. The walk-out lower level adds excellent flexibility with a generous family room, two more bedrooms, a third bath, laundry area, and ample storage space. With a smart layout, sunny interior, and a setting that balances privacy with convenience, this home offers comfortable living in one of St. Johnsbury’s most practical locations.
Features
- Rooms: 6
- Bedrooms: 4
- Baths: 2 full / 1 three-quarter
- Style: Contemporary
- Year Built: 2021
- Heating: Propane,Hot Air
- Cooling: None
- Basement: Finished,Full,Interior Stairs,Walkout
- Approx Sq. Feet: 2,648
- Acreage: 1.4
- Lot Desc: Mountain View,Open
- Elem. School: St. Johnsbury Schools
- Middle School: St. Johnsbury Schools
- High School: Choice
- MLS#: 5085734
- Website: https://www.raveis.com
/prop/5085734/145coolwinedrive_stjohnsbury_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/14/2026Listing courtesy of Tim Scott Real Estate Phone: 802-748-8000
Listing Agent: Katy Rossell
William Raveis Family of Services
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888.699.8876
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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance
617.320.5687
Joel.Fanjoy@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
145 Cool Wine Drive, St. Johnsbury, VT, 05819
$495,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $396,000 | $396,000 | $396,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,374 | $2,471 | $3,262 |
| Total Monthly Payment | $2,449 | $2,546 | $3,337 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484