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Take a 2nd look - renovations have been underway on this home + separate ADU with approx. 2, 988 Sqft living space offering income potential or multi-generational living! Leveled 1. 25-acre lot with gardens offers homesteading opportunity. Main home features mud room, 3 bed, 2 bath - 1 bed, 1 bath with shower on the 1st floor! Two bedrooms with full bath on the 2nd floor with two staircases providing private access for each bedroom. Amazing ADU, or in-law suite, has a 1st floor bedroom, full bath, kitchen, & living room. 2nd story rec room has sizeable closet. Perfect for rental income or guest house, with separate heat. Both units offer 1st floor bedroom, bathroom, & laundry room, in addition to spacious living areas. Newer furnaces & hot water heaters in both buildings. Wood stove in the walkout basement provides backup heat to main home, and pellet stove on the 1st floor exudes cozy vibes; curl up & bask in the country views. Natural wood floors & pine walls adorn most rooms. Storage is abundant with a 2-story garage with raised concrete floor (stay dry while you work!), concrete basement, and 2nd garage in the backyard. Outdoors, there's a picturesque front covered porch and back deck on the main home. Glorious upper deck on the ADU overlooks the glorious backyard, with private egress from rec room to yard. Landscaped lot boasts apple trees, evergreens, maples, vibrant red maple, and raised garden beds. There's even a covered bridge! Fiber high-speed internet is available for remote work and streaming. Under 20 minutes to Smugglers’ Notch Resort, & 30 minutes to Stowe, Burlington city, and Vermont State University Johnson. 25 minutes to St. Albans City & Essex. Stone throw to Cambridge/Jeffersonville. Enjoy endless outdoor recreation all around - hiking, biking, skiing, snowmobiling, 4-wheeling, kayaking & fishing. Ideal for house hackers, hobby farmers, & savvy buyers seeking a flexible living arrangement in a rural setting with fields and mountain views.
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 6/24/2026Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $303,920 | $303,920 | $303,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $535 | $535 | $535 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,847 | $1,919 | $2,524 |
| Total Monthly Payment | $2,457 | $2,529 | $3,134 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.