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Tucked beneath a canopy of mature trees in the gated community of Fairchild Oaks, this home offers a rare blend of privacy, natural light, and everyday livability. Positioned beside a vacant, unbuildable lot and backing to a wooded preserve, the setting feels incredibly secluded—you truly don’t see neighbors from the back—creating a peaceful, treehouse-like atmosphere surrounded by greenery. The inviting front porch with a sitting area sets the tone, while the fully fenced side yard is lined with blooming jasmine that fills the air with an amazing fragrance. Out back, the oversized screened-in lanai—with both covered and open sections—becomes a true extension of the home, perfect for relaxing or entertaining year-round. Inside, the space is bright and open with soaring ceilings, large windows, and French doors that connect the living area to the outdoors, bringing in natural light from every angle. The kitchen flows easily into the main living space and dining area, while a convenient half bath and laundry room sit just off the garage. Upstairs, all three bedrooms are generously sized and filled with light, including a spacious primary suite featuring a large walk-in closet with built-ins and additional attic access. The home also offers a long driveway with plenty of parking, abundant storage throughout, a roof replaced within the last 3 years, and an AC and water heater both within the last 4 years, along with a termite bond for added peace of mind. Located in a low HOA gated community just minutes from Flagler Beach, shopping, and dining, this home delivers the perfect combination of comfort, privacy, and Florida living.
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $359,920 | $359,920 | $359,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $177 | $177 | $177 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,156 | $2,245 | $2,939 |
| Total Monthly Payment | $2,408 | $2,497 | $3,191 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.