4630 Ossabaw WAY, Naples, FL, 34119 | $485,000

Set against tranquil lake views, this beautifully maintained residence in Island Walk offers a peaceful retreat with a thoughtfully designed two-bedroom plus den, two-bath floor plan and a spacious two-car garage, complemented by a new roof for added value and peace of mind. The screened lanai creates an inviting covered outdoor living space complete with a ceiling fan and sweeping water views, ideal for relaxing mornings or evening gatherings. Storm shutters provide added protection, blending comfort with practicality. Inside, the home features tile flooring throughout the main living areas and soaring vaulted ceilings that enhance the open, airy feel. The kitchen is well-appointed with recessed lighting, white cabinetry, a convenient breakfast bar, and a full suite of stainless steel appliances including a microwave, range, dishwasher, and refrigerator/freezer. The living room is designed for effortless indoor-outdoor living, featuring a ceiling fan and glass sliders that open directly to the lanai. A separate family room offers additional space to unwind, highlighted by a ceiling fan, built-ins surrounding the TV, and custom mirrors that add depth and style. The den provides flexible use as a home office, media room or additional guest space. The primary suite is a private haven with serene lake views, vinyl flooring and generous walk-in closets. The en-suite bath includes dual vanities with a full mirror and a walk-in shower with glass enclosure. The guest bedroom features vinyl flooring and a closet, while the nearby hallway bath includes a convenient shower and tub combination. A dedicated laundry area is equipped with a GE washer and dryer, along with a laundry tub for added functionality. Residents enjoy access to the exceptional amenities of Island Walk, including a vibrant town center with a clubhouse, U. S. Post Office, restaurant, hair salon, nail salon, fitness center, resort-style pool, lap pool, tennis courts, bocce, pickleball, putting green, gas station, car wash, scenic walking paths and more, offering a lifestyle of convenience, recreation and community in one of Naples desirable settings.

Features

  • Building Design: Villa Attached
  • Amenities: BBQ - Picnic,Beauty Salon,Bike And Jog Path,Bike Storage,Bocce Court,Clubhouse,Community Park,Community Pool,Community Room,Community Spa/Hot tub,Exercise Room,Internet Access,Library,Play Area,Putting Green,Restaurant,Sidewalk,Streetlight,Tennis Court,Underground Utility,Vehicle Wash Area
  • Rooms: 8
  • Bedrooms: 2
  • Baths: 2 full
  • Style: 1 Story/Ranch
  • Development: ISLAND WALK
  • Year Built: 2001
  • Garage: 2-car Attached
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric
  • Approx Sq. Feet: 1,540
  • Acreage: 0.12
  • Est. Taxes: $2,825
  • Master HOA Fee: $1,573
  • Lot Desc: Regular
  • View: Lake,Water
  • Community Type: Gated,Tennis
  • Water Front: Yes
  • Pet Policy: No Approval Needed
  • MLS#: 226015336
  • Website: https://www.raveis.com
    /prop/226015336/4630ossabawway_naples_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Premier Sotheby's Int'l Realty

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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4630 Ossabaw WAY, Naples, FL, 34119

$485,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $388,000 $388,000 $388,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.750% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.634% 6.890% 6.078%
Monthly Tax Payment $235 $235 $235
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,389 $2,517 $3,248
Total Monthly Payment $2,699 $2,827 $3,558

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.