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One or more photo(s) has been virtually staged. Welcome to a charming and well-positioned 2-bedroom, 2-bathroom home located in the highly desirable Lemon Bay Isles, a 55+ community in Charlotte County, offering 1, 296 square feet of comfortable living space. This home stands out not only for its functional layout, but for the lifestyle it provides—seamlessly blending indoor comfort with Florida’s signature outdoor living.
From the moment you arrive, you’re greeted by one of the home’s most unique and inviting features: not just one, but two screened-in porch areas that wrap around the carport. One is positioned at the front of the home, creating a welcoming sunroom-style space, while the second extends along the side—offering additional room to relax, entertain, or simply enjoy the Florida breeze year-round. The front sunroom roof was repaired in 2025, providing peace of mind. These versatile living spaces create a seamless transition between indoors and outdoors, and the screened area also offers convenient access to the laundry space for added functionality.
Step inside and you’re welcomed into a bright and open floor plan that combines the main living and dining areas into one cohesive space. Natural light pours in through an abundance of windows and glass doors, enhancing the home’s airy and inviting feel.
The kitchen is both spacious and practical, featuring an eat-in area that’s perfect for casual meals, morning coffee, or gatherings. A built-in desk area at the back of the kitchen adds a functional touch—ideal for a small home office, hobby space, or organization station.
Both bedrooms are generously sized and thoughtfully laid out to provide comfort and privacy. The primary suite features a well-appointed en-suite bathroom complete with both a tub and a separate walk-in shower, offering convenience and flexibility. The second bedroom includes a walk-in closet, providing ample storage. The guest bathroom features a tub/shower combination along with an extended vanity and additional counter space.
The outdoor space continues to impress with a fenced-in backyard, offering room for pets, gardening, or simply enjoying your own private retreat.
Beyond the home itself, Lemon Bay Isles offers a vibrant and active lifestyle tailored to 55+ living. Residents enjoy access to a large clubhouse, a heated community pool, tennis courts, pickleball, and bocce ball courts. The community also hosts a variety of social events including game days, gatherings, and popular poker runs, creating a welcoming and engaging neighborhood atmosphere. Golf carts are allowed, making it easy to navigate and enjoy everything the community has to offer.
Ideally located, this home places you just a short drive from Manasota Key, where you can experience some of Southwest Florida’s most beautiful beaches, as well as nearby parks and outdoor recreation. Everyday conveniences including shopping, dining, and grocery options are all within close reach. Golf enthusiasts will appreciate the proximity to Oyster Creek Golf Club, while those looking to explore further will enjoy easy access to both Sarasota and Punta Gorda, each offering unique waterfront dining, shopping, and entertainment experiences.
Whether you’re searching for a full-time residence or seasonal escape this property delivers comfort, convenience, and a true taste of the Florida lifestyle.
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Our Executive Mortgage Banker:
Our Insurance Division:
$175,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $140,000 | $140,000 | $140,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $118 | $118 | $118 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $806 | $896 | $1,163 |
| Total Monthly Payment | $999 | $1,089 | $1,356 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.