|
543 Ten Stones Circle, Charlotte, VT, 05445 | $840,000
Rare opportunity to own a home in the acclaimed Ten Stones Community in Charlotte. An intentional community with 17 households and 87 acres of shared land including gardens, orchards, ponds, trails, meadows, and woodlands. Award-winning design meets thoughtful sustainability in this beautifully crafted home built in 2002. Recipient of a Vermont Green Building Award (VGBN, 2024), this light-filled, energy-efficient 3BR + office, 1. 5BA home offers 2, 488 sq ft of living space on a 0. 56-acre lot surrounded by conserved land. Designed for comfort and performance, the home is fully fossil-fuel free with an air-to-water heat pump providing radiant floor heat on the main level and European panel radiators upstairs. A Zehnder ERV with MERV-13 filtration ensures exceptional indoor air quality with continuous fresh air delivery. Additional upgrades include a heat pump water heater, ENERGY STAR appliances, warm LED lighting, and low-emitting, locally sourced finishes. Option to transfer shares in an approx. 10. 5 kW community solar array supports net-zero living. Natural materials and thoughtful details create a warm, modern aesthetic. The open main level features polished concrete floors and sun-filled living/dining spaces. The 2025-updated kitchen includes custom maple cabinetry, quartz and butcher block counters, farmhouse sink, induction double oven, center island, and high-end fixtures. A modern wood stove adds warmth and ambiance. A flexible main-floor office includes custom built-ins, a Murphy bed for guests and even treadmill storage. Upstairs offers wide pine flooring, cathedral ceilings, skylights, and a serene primary suite with meditation loft and generous storage. Spa-like bath with slate tile, radiant heat, soaking tub, custom shower, and concrete vanity completes the upper level. Outdoor living shines with perennial gardens, edible landscaping, bluestone patios, and a timber-frame structure. Shed with electricity, loft storage, and EV charger adds practicality.
Features
- Amenities: Clubhouse,Playground,Recreation Facility,Common Acreage,Snow Removal
- Rooms: 9
- Bedrooms: 3
- Baths: 1 full / 1 half
- Style: Farmhouse
- Year Built: 2002
- Heating: Energy Star System,Heat Pump,Other,Radiant
- Cooling: Other
- Approx Sq. Feet: 2,488
- Acreage: 0.56
- Est. Taxes: $9,856
- Lot Desc: Conserved Land,Country Setting,Field/Pasture,Landscaped,Orchards,Pond,Trail/Near Trail,Walking Trails,Wooded,Private
- Elem. School: Charlotte Central School
- Middle School: Charlotte Central School
- High School: Champlain Valley UHSD #15
- MLS#: 5085371
- Website: https://www.raveis.com
/prop/5085371/543tenstonescircle_charlotte_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/17/2026Listing courtesy of eXp Realty Phone: 833-388-2480
Listing Agent: Claire Kavanagh
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance
617.320.5687
Joel.Fanjoy@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
543 Ten Stones Circle, Charlotte, VT, 05445
$840,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $672,000 | $672,000 | $672,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.349% | 6.183% |
| Monthly Tax Payment | $821 | $821 | $821 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,816 | $4,138 | $5,671 |
| Total Monthly Payment | $4,729 | $5,051 | $6,584 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484