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Presented by
Harry Finer - The Finer Team |
4520 LAKE GEM CIRCLE, Orlando, FL, 32806 | $549,400
Under contract-accepting backup offers. This 4-bed single family home in Orlando features 1, 948 sq ft of updated interior space on an 11, 147 sq ft corner lot, with a modern kitchen, open layout, screened patio, and the option to purchase fully furnished, offering a move-in ready opportunity in the Southernaire neighborhood. Welcome to 4520 Lake Gem Cir, a single story residence designed for both comfort and functionality. The layout connects the living, dining, and kitchen areas into one cohesive space filled with natural light. The updated kitchen includes stainless Bosch appliances and flows into the main living area anchored by a fireplace. Sliding doors open to a screened-in patio and a spacious backyard, creating an ideal indoor-outdoor setup. The home includes four bedrooms and two full baths, all on one level, with a primary suite featuring a walk-in closet and dual sinks. Situated on an 11, 147 sq ft corner lot, the property offers added space and privacy. A 2 car garage includes a workshop and EV charger, and washer and dryer are included. With no HOA and a location in the heart of Orlando, this property delivers a strong combination of updates, layout, and flexibility, making it a standout 4-bed single family home in Orlando.
Features
- Rooms: 8
- Bedrooms: 4
- Baths: 2 full
- Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
- Year Built: 1977
- Garage: 2-car
- Heating: Central
- Cooling: Central Air, Mini-Split Unit(s)
- Approx Sq. Feet: 1,948
- Acreage: 0.26
- Est. Taxes: $7,472
- Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- MLS#: O6402194
- Days on Market: 14 days
- Website: https://www.raveis.com
/prop/O6402194/4520lakegemcircle_orlando_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Harry Finer - The Finer TeamSales Vice President
860.882.4911
Harry.Finer@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Russell BaboffVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1014636
860.463.1745
Russell.Baboff@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Brian KellyInsurance Sales Director, William Raveis Insurance
860.655.6934
Brian.Kelly@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
4520 LAKE GEM CIRCLE, Orlando, FL, 32806
$549,400
Harry Finer - The Finer Team
Sales Vice President
William Raveis Real Estate
Phone: 860.882.4911
Harry.Finer@raveis.com
Russell Baboff
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.463.1745
Russell.Baboff@raveis.com
NMLS Mortgage Loan Originator ID 1014636
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $439,520 | $439,520 | $439,520 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | $623 | $623 | $623 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,635 | $2,742 | $3,620 |
| Total Monthly Payment | $3,350 | $3,457 | $4,335 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388