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3483 CHARMWOOD AVENUE, Spring Hill, FL, 34609 | $394,500
LOCATION • SPACE • FREEDOM — NO HOA, NO CDD, LOW TAXES! This is the one that makes you stop scrolling. A home where space, light, and flexibility come together to create something truly special. Officially a 3-bedroom, 3-bath home per public records, yet currently configured and functioning as a spacious 5-bedroom residence—perfect for large families, guests, or multi-generational living.
From the moment you walk in, you’ll feel it—natural light pouring in, open spaces that invite connection, and a layout designed to live, grow, and create unforgettable memories. The flexible floor plan includes a large bedroom on the first floor and four additional rooms upstairs, including a perfect setup for a private in-law suite, home office, or income-producing opportunity.
Now step outside… and this is where it becomes unforgettable. A large above-ground pool ready for summer days, weekend gatherings, and celebrations with family and friends. Big lanai, expansive backyard, and plenty of front yard space—this is your private outdoor retreat with room to dream, entertain, and enjoy life without limits.
Bring your cars, your toys, your vision—this oversized driveway gives you the freedom most homes simply don’t offer.
Major upgrade: brand-new septic system (2025), providing peace of mind and long-term value.
Location? Exactly where you want to be:
Close to shopping, restaurants, and everyday essentials
Near medical centers and healthcare facilities
Approx. 45–50 minutes to Tampa
Approx. 50–60 minutes to Tampa International Airport
Approx. 60–70 minutes to Clearwater Beach
Quick access to the Suncoast Parkway
Opportunities like this don’t come often—a home with this much space, flexibility, and freedom is not just a place to live… it’s a lifestyle and a smart investment.
Schedule your showing today before someone else claims it.
Features
- Rooms: 14
- Bedrooms: 3
- Baths: 3 full
- Lot Size: 80 x 125
- Laundry: Laundry Closet
- Style: Contemporary
- Year Built: 2005
- Garage: 2-car Covered, Driveway
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 2,344
- Acreage: 0.23
- Lot Size: 80 x 125
- Est. Taxes: $4,975
- Lot Desc: Oversized Lot
- Elem. School: J.D. Floyd Elementary School
- Middle School: Fox Chapel Middle School
- High School: Frank W Springstead
- Pool: Above Ground
- Appliances: Dryer, Electric Water Heater, Microwave, Other, Range, Refrigerator, Washer
- MLS#: TB8502224
- Days on Market: 17 days
- Website: https://www.raveis.com
/prop/TB8502224/3483charmwoodavenue_springhill_fl?source=qrflyer
Listing courtesy of CHARLES RUTENBERG REALTY INC Phone: 727-538-9200
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
3483 CHARMWOOD AVENUE, Spring Hill, FL, 34609
$394,500
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $315,600 | $315,600 | $315,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | $415 | $415 | $415 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,890 | $1,993 | $2,600 |
| Total Monthly Payment | $2,380 | $2,483 | $3,090 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388